Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. As of March 13, 2020, Public Housing Agencies across the nation are closing their doors to the public. Most offices are still running and will communicate by phone, email, or mail. Some offices have drop boxes installed outside, so documents can still be hand-delivered. Visit the housing authority's website for the latest on its current operations, if one is available. If there is no information online, contact the housing authority directly. Due to a high volume of calls and modified office hours in most areas, expect a long wait time (days or weeks) for a response. To find your local PHA's contact info, browse by state here.

An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Stewart County

3 Low Income Apartment Communities In Stewart County

Cambridge Apartments

118 Cambridge Court
Dover, Tennessee
Accepts Vouchers

Colonial House Apartments

215 Thomas Ave
Cumberland City, Tennessee

Ridgecrest Apartments

200 Forge Rd
Dover, Tennessee
Accepts Vouchers
  • «
  • 1
  • »

Housing Authorities that serve Stewart County

Housing Authority Programs
Tennessee Housing Development Agency Central Office Section 8 Housing Choice Voucher (HCV); Mainstream Voucher
Tennessee Housing Development Agency Middle Tennessee Office Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Stewart County, Tennessee

There are 3 low income housing apartment communities offering 53 affordable apartments for rent in Stewart County, Tennessee.

Income Based Apartments in Stewart County, Tennessee

Stewart County features 27 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Stewart County, Tennessee

There are 26 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Stewart County.

Housing Choice Vouchers in Stewart County, Tennessee

On average, Section 8 Housing Choice vouchers pay Stewart County landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Stewart County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Stewart County, Tennessee for a two-bedroom apartment is between $604 and $738.

2020 Stewart County, Tennessee Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $509 $526 $671 $836 $1,178
Payment Standard Range $458 to $560 $473 to $579 $604 to $738 $752 to $920 $1,060 to $1,296

Sourced from federal housing data and research.

Stewart County, TN Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 53
Total Housing Units with Rental Assistance 27
Percentage of Housing Units Occupied By Renters 20.52%
Average Renter Household Size 2.59
Average Household Size 2.57
Median Household Income $42,023 ±$5,798
Median Rent $610 ±$38
Percentage Of Renters Overburdened 31.15% ± 6.75pp
Total Population 13,286

Population and Household Demographics

Stewart County is a county in Tennessee with a population of 13,286. There are 5,131 households in the county with an average household size of 2.57 persons. 20.52% of households in Stewart County are renters.

Income and Rent Overburden in Stewart County

The median gross income for households in Stewart County is $42,023 a year, or $3,502 a month. The median rent for the county is $610 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Stewart County, a household making less than $2,033 a month would be considered overburdened when renting an apartment at or above the median rent. 31.15% of households who rent are overburdened in Stewart County.

Area Median Income In Stewart County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Stewart County, HUD calculates the Area Median Income for a family of four as $56,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Stewart County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Stewart County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $30,170 $32,700 $34,950 $37,200
50% of Median $19,750 $22,550 $25,350 $28,150 $30,450 $32,700 $34,950 $37,200
80% of Median $31,550 $36,050 $40,550 $45,050 $48,700 $52,300 $55,900 $59,500

Cities In Stewart County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Cumberland City The HUD funded Public Housing Agencies that serve Cumberland City are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency Middle Tennessee Office.
Dover The HUD funded Public Housing Agencies that serve Dover are the Tennessee Housing Development Agency Central Office and Tennessee Housing Development Agency Middle Tennessee Office.