Affordable Housing In Baylor County

2 Low Income Apartment Communities In Baylor County


510 E Morris St
Seymour, TX

Crossroads Village

1100 N Kelly Dr
Seymour, TX
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There are 2 low income housing apartment complexes which contain 256 affordable apartments for rent in Baylor County. Many of these rental apartments are income based housing with 256 apartments that set rent based on your income. In Baylor County, HUD housing programs support 0 rental assistance apartments through programs like Project-based Section 8. There are 0 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Other Housing Authorities located in Baylor County

Housing Authority Programs
Housing Authority of Seymour Public Housing

Guide To Affordable Housing in Baylor County, Texas

Baylor County, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 2
Total Low Income Apartments 256
Total Rent Assisted Apartments 256
Percentage of Housing Units Occupied By Renters 19.91%
Average Renter Household Size 2.01
Total Population 3,628
Housing Units 1,723
Average Household Size 2.06
Median Household Income $36,373 ±$7,151
Median Rent $480 ±$85
Percentage Of Renters Overburdened 29.15% ± 15.26pp

Population and Household Demographics

Baylor County is a County in Texas with a population of 3,628. There are 1,723 households in the county with an average household size of 2.06 persons. 19.91% of households in Baylor County are renters.

Income and Rent Overburden in Baylor County

The median gross income for households in Baylor County is $36,373 a year, or $3,031 a month. The median rent for the county is $480 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Baylor County, a household making less than $1,600 a month would be considered overburdened when renting an apartment at or above the median rent. 29.15% of households who rent are overburdened in Baylor County.1

Area Median Income In Baylor County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Baylor County, HUD calculates the Area Median Income for a family of four as $61,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Baylor County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Baylor County HUD Rental Assistance in Baylor County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,950 $16,910 $21,330 $25,750 $30,170 $34,590 $38,200 $40,700
50% of Median $21,600 $24,650 $27,750 $30,800 $33,300 $35,750 $38,200 $40,700
80% of Median $34,550 $39,450 $44,400 $49,300 $53,250 $57,200 $61,150 $65,100

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Baylor County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $21,600 $24,650 $27,750 $30,800 $33,300 $35,750 $38,200 $40,700
60% of Median $25,920 $29,580 $33,300 $36,960 $39,960 $42,900 $45,840 $48,840

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Baylor County is $33,300 a year, or $2,775 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,775 by 30% to get a maximum rent of $833 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $540 $578 $694 $801 $894 $986
60% $648 $694 $833 $962 $1,073 $1,184
Fair Market Rents in Baylor County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$526 $535 $700 $1,012 $1,079

Cities In Baylor County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Seymour 2 The HUD funded Public Housing Agency that serves Seymour is the Housing Authority of Seymour.