Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. As of March 13, 2020, Public Housing Agencies across the nation are closing their doors to the public. Most offices are still running and will communicate by phone, email, or mail. Some offices have drop boxes installed outside, so documents can still be hand-delivered. Visit the housing authority's website for the latest on its current operations, if one is available. If there is no information online, contact the housing authority directly. Due to a high volume of calls and modified office hours in most areas, expect a long wait time (days or weeks) for a response. To find your local PHA's contact info, browse by state here.

An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Cottle County
Texas

2 Low Income Apartment Communities In Cottle County

Ha of Paducah 1

1300 S 4th St
Paducah, Texas
Subsidized

North Park Apts

500 N 9th St
Paducah, Texas
  • «
  • 1
  • »

Guide To Affordable Housing in Cottle County, Texas

There are 2 low income housing apartment communities offering 32 affordable apartments for rent in Cottle County, Texas.

Income Based Apartments in Cottle County, Texas

Cottle County features 16 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cottle County, Texas

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cottle County.

Housing Choice Vouchers in Cottle County, Texas

On average, Section 8 Housing Choice vouchers pay Cottle County landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Cottle County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cottle County, Texas for a two-bedroom apartment is between $662 and $810.

2020 Cottle County, Texas Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $553 $585 $736 $977 $1,134
Payment Standard Range $498 to $608 $527 to $644 $662 to $810 $879 to $1,075 $1,021 to $1,247

Sourced from federal housing data and AffordableHousingOnline.com research.

Cottle County, TX Affordable Housing Snapshot

Total Affordable Apartment Properties 2
Total Low Income Apartments 32
Total Housing Units with Rental Assistance 16
Percentage of Housing Units Occupied By Renters 28.66%
Average Renter Household Size 2.24
Average Household Size 2.38
Median Household Income $34,955 ±$3,894
Median Rent $275 ±$235
Percentage Of Renters Overburdened 29.12% ± 10.36pp
Total Population 1,510

Population and Household Demographics

Cottle County is a county in Texas with a population of 1,510. There are 635 households in the county with an average household size of 2.38 persons. 28.66% of households in Cottle County are renters.

Income and Rent Overburden in Cottle County

The median gross income for households in Cottle County is $34,955 a year, or $2,913 a month. The median rent for the county is $275 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cottle County, a household making less than $917 a month would be considered overburdened when renting an apartment at or above the median rent. 29.12% of households who rent are overburdened in Cottle County.

Area Median Income In Cottle County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Cottle County, HUD calculates the Area Median Income for a family of four as $49,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cottle County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cottle County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,760 $17,240 $21,720 $26,200 $30,680 $34,200 $36,550 $38,900
50% of Median $20,650 $23,600 $26,550 $29,450 $31,850 $34,200 $36,550 $38,900
80% of Median $33,000 $37,700 $42,400 $47,100 $50,900 $54,650 $58,450 $62,200

Cities In Cottle County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Paducah The HUD funded Public Housing Agency that serves Paducah is the Housing Authority of Paducah.