Affordable Housing In Bellingham
Whatcom County, Washington

52 Low Income Apartment Communities In Bellingham

Laurel Village

202 E Laurel St
Bellingham, Washington

Kateri Court

110 E Chestnut St
Bellingham, Washington

Section 8 Vouchers, Apartments, and Waiting Lists in Bellingham, Washington

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Bellingham, Washington

Housing Authority Programs
Bellingham Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Whatcom County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Section 8 Project-Based Voucher (PBV)

Guide To Affordable Housing in Bellingham, Washington

There are 52 low income housing apartment communities offering 2,671 affordable apartments for rent in Bellingham, Washington.

Income Based Apartments in Bellingham, Washington

Bellingham features 706 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Bellingham, Washington

There are 1,965 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Bellingham.

Housing Choice Vouchers in Bellingham, Washington

On average, Section 8 Housing Choice vouchers pay Bellingham landlords $700 per month towards rent. The average voucher holder contributes $400 towards rent in Bellingham.

The maximum amount a voucher would pay on behalf of a low-income tenant in Bellingham, Washington for a two-bedroom apartment is between $1,129 and $1,379.

2022 Bellingham, Washington Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Bellingham, Washington Fair Market Rent $926 $996 $1,254 $1,781 $2,146
Bellingham, Washington Payment Standard Range $833 to $1,019 $896 to $1,096 $1,129 to $1,379 $1,603 to $1,959 $1,931 to $2,361

Sourced from federal housing data and research.

Bellingham, WA Affordable Housing Snapshot

Total Affordable Apartment Properties 52
Total Low Income Apartments 2,671
Total Housing Units with Rental Assistance 706
Percentage of Housing Units Occupied By Renters 53.9%
Average Renter Household Size 2.24
Average Household Size 2.31
Median Household Income $43,536 ±$2,254
Median Rent $902 ±$22
Percentage Of Renters Overburdened 56.06% ± 3.38pp
Total Population 82,944

Population and Household Demographics

Bellingham is a city in Whatcom County, Washington with a population of 82,944. There are 33,764 households in the city with an average household size of 2.31 persons. 53.9% of households in Bellingham are renters.

Income and Rent Overburden in Bellingham

The median gross income for households in Bellingham is $43,536 a year, or $3,628 a month. The median rent for the city is $902 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Bellingham, a household making less than $3,007 a month would be considered overburdened when renting an apartment at or above the median rent. 56.06% of households who rent are overburdened in Bellingham.

Area Median Income In Bellingham

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Bellingham, the AMI is calculated from all households within Whatcom County.

In Bellingham, HUD calculates the Area Median Income for a family of four as $97,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Bellingham

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Bellingham

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Bellingham AMI may qualify for rental assistance programs that target Extremely Low Income households.
$19,050 $21,800 $24,500 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Bellingham AMI may qualify for rental assistance programs that target Very Low Income households.
$31,750 $36,300 $40,850 $45,350 $49,000 $52,650 $56,250 $59,900
80% AMI Income Limits
Renters earning up to 80% of the Bellingham AMI may qualify for rental assistance programs that target Low Income households.
$50,800 $58,050 $65,300 $72,550 $78,400 $84,200 $90,000 $95,800