Affordable Housing In Arab
Cullman County, Alabama

8 Low Income Apartment Communities In Arab

Amberwood Apartments

570 S Main St
Arab, Alabama
Subsidized

Quail Ridge Partner

104 8th St NW
Arab, Alabama

Mallard Pointe Apartments

110 8th St NW
Arab, Alabama

Annie Lee Gardens

1621 Sundown Dr NW
Arab, Alabama

Greentree Apartments

830 Cullman Rd
Arab, Alabama
Subsidized

Stone Creek

102 2nd Ave SE
Arab, Alabama

Brandywine II Apartments

311 3rd St SE
Arab, Alabama
Subsidized
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Section 8 Vouchers, Apartments, and Waiting Lists in Arab, Alabama

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Arab, Alabama

Housing Authority Programs
Arab Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Arab, Alabama

There are 8 low income housing apartment communities offering 415 affordable apartments for rent in Arab, Alabama.

Income Based Apartments in Arab, Alabama

Arab features 223 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Arab, Alabama

There are 192 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Arab.

Housing Choice Vouchers in Arab, Alabama

On average, Section 8 Housing Choice vouchers pay Arab landlords $300 per month towards rent. The average voucher holder contributes $300 towards rent in Arab.

The maximum amount a voucher would pay on behalf of a low-income tenant in Arab, Alabama for a two-bedroom apartment is between $672 and $822.

2022 Arab, Alabama Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Arab, Alabama Fair Market Rent $559 $607 $747 $1,009 $1,013
Arab, Alabama Payment Standard Range $503 to $615 $546 to $668 $672 to $822 $908 to $1,110 $912 to $1,114

Sourced from federal housing data and AffordableHousingOnline.com research.

Arab, AL Affordable Housing Snapshot

Total Affordable Apartment Properties 8
Total Low Income Apartments 415
Total Housing Units with Rental Assistance 223
Percentage of Housing Units Occupied By Renters 33.83%
Average Renter Household Size 2.30
Average Household Size 2.48
Median Household Income $40,292 ±$2,439
Median Rent $539 ±$23
Percentage Of Renters Overburdened 41.7% ± 5.35pp
Total Population 8,282

Population and Household Demographics

Arab is a city in Cullman County, Alabama with a population of 8,282. There are 3,296 households in the city with an average household size of 2.48 persons. 33.83% of households in Arab are renters.

Income and Rent Overburden in Arab

The median gross income for households in Arab is $40,292 a year, or $3,358 a month. The median rent for the city is $539 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Arab, a household making less than $1,797 a month would be considered overburdened when renting an apartment at or above the median rent. 41.7% of households who rent are overburdened in Arab.

Area Median Income In Arab

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Arab, the AMI is calculated from all households within Cullman County.

In Arab, HUD calculates the Area Median Income for a family of four as $67,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Arab

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Arab

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Arab AMI may qualify for rental assistance programs that target Extremely Low Income households.
$13,590 $18,310 $23,030 $27,750 $32,470 $37,190 $39,750 $42,350
50% AMI Income Limits
Renters earning up to 50% of the Arab AMI may qualify for rental assistance programs that target Very Low Income households.
$22,450 $25,650 $28,850 $32,050 $34,650 $37,200 $39,750 $42,350
80% AMI Income Limits
Renters earning up to 80% of the Arab AMI may qualify for rental assistance programs that target Low Income households.
$35,950 $41,050 $46,200 $51,300 $55,450 $59,550 $63,650 $67,750