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Affordable Housing In Ashford
Houston County, Alabama

1 Low Income Apartment Communities In Ashford

Magnolia Homes

121 Magnolia Dr
Ashford, Alabama
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Guide To Affordable Housing in Ashford, Alabama

There are 1 low income housing apartment communities offering 76 affordable apartments for rent in Ashford, Alabama.

Income Based Apartments in Ashford, Alabama

Ashford features 76 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Ashford, Alabama

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Ashford.

Housing Choice Vouchers in Ashford, Alabama

On average, Section 8 Housing Choice vouchers pay Ashford landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Ashford.

The maximum amount a voucher would pay on behalf of a low-income tenant in Ashford, Alabama for a two-bedroom apartment is between $635 and $777.

2021 Ashford, Alabama Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Ashford, Alabama Fair Market Rent $543 $547 $706 $923 $1,057
Ashford, Alabama Payment Standard Range $489 to $597 $492 to $602 $635 to $777 $831 to $1,015 $951 to $1,163

Sourced from federal housing data and research.

Ashford, AL Affordable Housing Snapshot

Total Affordable Apartment Properties 1
Total Low Income Apartments 76
Total Housing Units with Rental Assistance 76
Percentage of Housing Units Occupied By Renters 30.88%
Average Renter Household Size 2.80
Average Household Size 2.75
Median Household Income $42,704 ±$2,430
Median Rent $583 ±$45
Percentage Of Renters Overburdened 33.46% ± 11.06pp
Total Population 2,316

Population and Household Demographics

Ashford is a city in Houston County, Alabama with a population of 2,316. There are 842 households in the city with an average household size of 2.75 persons. 30.88% of households in Ashford are renters.

Income and Rent Overburden in Ashford

The median gross income for households in Ashford is $42,704 a year, or $3,559 a month. The median rent for the city is $583 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Ashford, a household making less than $1,943 a month would be considered overburdened when renting an apartment at or above the median rent. 33.46% of households who rent are overburdened in Ashford.

Area Median Income In Ashford

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Ashford, the AMI is calculated from all households within Houston County.

In Ashford, HUD calculates the Area Median Income for a family of four as $63,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Ashford

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Ashford

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Ashford AMI may qualify for rental assistance programs that target Extremely Low Income households.
$13,300 $17,420 $21,960 $26,500 $31,040 $35,580 $39,350 $41,850
50% AMI Income Limits
Renters earning up to 50% of the Ashford AMI may qualify for rental assistance programs that target Very Low Income households.
$22,200 $25,400 $28,550 $31,700 $34,250 $36,800 $39,350 $41,850
80% AMI Income Limits
Renters earning up to 80% of the Ashford AMI may qualify for rental assistance programs that target Low Income households.
$35,500 $40,600 $45,650 $50,700 $54,800 $58,850 $62,900 $66,950