Affordable Housing In Birmingham
Jefferson County, Alabama

109 Low Income Apartment Communities In Birmingham

Terrace Apartments

1012 17th Way SW
Birmingham, AL
$625-740
Studio-1 BR
HCV Welcome

Highland Manor

2040 Highland Ave S
Birmingham, AL
Income Based
1-2 BR
HCV Welcome

Summit Ridge Apartments

149 Haversham Dr
Birmingham, AL
Income Based
1-3 BR
Subsidized

TuxedoTerrace

2025 Avenue Q
Birmingham, AL
Call For Rent
1-3 BR
HCV Welcome

Valley Brook Apartments

2969 Gallant Dr
Birmingham, AL
Income Based
1-3 BR
Subsidized

Monroe Avenue Apartments

1400 Monroe Ave. SW
Birmingham, AL
Call For Rent
2 BR
Subsidized

Elyton Village

243 4th Ct W
Birmingham, AL
Call For Rent
1-3 BR

Tom Brown Village

4175 5th Ct N
Birmingham, AL
Call For Rent
1-5 BR

Collegeville Center

3114 32nd Ave N
Birmingham, AL
Call For Rent
1-5 BR

Roosevelt City/Benjamin Green Village

5828 Brewer Drive
Birmingham, AL
Call For Rent
1-4 BR

Housing Authorities that serve Birmingham

Housing Authority Programs
Housing Authority of the Birmingham District Section 8 Housing Choice Voucher (HCV); Public Housing; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)
Jefferson County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Birmingham, Alabama

According to federal housing data and AffordableHousingOnline.com research, there are 109 low income housing apartment communities offering 10,734 affordable apartments for rent in Birmingham, Alabama. Birmingham features 8,113 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 2,621 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Birmingham.

Birmingham, AL Affordable Housing Snapshot

Total Affordable Apartment Properties 109
Total Low Income Apartments 10,734
Total Housing Units with Rental Assistance 8,113
Percentage of Housing Units Occupied By Renters 53.18%
Average Renter Household Size 2.23
Average Household Size 2.26
Median Household Income $31,061 ±$695
Median Rent $728 ±$8
Percentage Of Renters Overburdened 51.98% ± 1.83pp
Total Population 212,211

Population and Household Demographics

Birmingham is a City in Jefferson County, Alabama with a population of 212,211. There are 89,972 households in the city with an average household size of 2.26 persons. 53.18% of households in Birmingham are renters.

Income and Rent Overburden in Birmingham

The median gross income for households in Birmingham is $31,061 a year, or $2,588 a month. The median rent for the city is $728 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Birmingham, a household making less than $2,427 a month would be considered overburdened when renting an apartment at or above the median rent. 51.98% of households who rent are overburdened in Birmingham.1

Area Median Income In Birmingham

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Birmingham, the AMI is calculated from all households within Jefferson County.

In Birmingham, HUD calculates the Area Median Income for a family of four as $74,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Birmingham

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Birmingham HUD Rental Assistance in Birmingham

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,650 $17,850 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $26,050 $29,800 $33,500 $37,200 $40,200 $43,200 $46,150 $49,150
80% of Median $41,650 $47,600 $53,550 $59,500 $64,300 $69,050 $73,800 $78,550
Low Income Housing Tax Credits in Birmingham

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2009, 36 low income apartment communities containing 2,962 rental apartments have been constructed and made affordable to low income persons in Birmingham by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Birmingham

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $26,050 $29,800 $33,500 $37,200 $40,200 $43,200 $46,150 $49,150
60% of Median $31,260 $35,760 $40,200 $44,640 $48,240 $51,840 $55,380 $58,980

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Birmingham is $40,200 a year, or $3,350 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,350 by 30% to get a maximum rent of $1,005 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $651 $698 $838 $968 $1,080 $1,191
60% $782 $838 $1,005 $1,161 $1,296 $1,430
Fair Market Rents in Birmingham

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$804 $861 $986 $1,291 $1,425