Affordable Housing In Gulf Shores
Baldwin County, Alabama

5 Low Income Apartment Communities In Gulf Shores

Morgan Trace Apartments

18401 State Highway 180
Gulf Shores, Alabama

Jasmine Trails Apartments

19451 Oak Rd W
Gulf Shores, Alabama

Peppertree, Phase II

2500 Boddie Ln
Gulf Shores, Alabama

Sea Cove Fka Gulf Shores Apartments

19664 W 36th Ave
Gulf Shores, Alabama

Bay Whistle

112 E 21st Ave.
Gulf Shores, Alabama
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Guide To Affordable Housing in Gulf Shores, Alabama

There are 5 low income housing apartment communities offering 371 affordable apartments for rent in Gulf Shores, Alabama.

Income Based Apartments in Gulf Shores, Alabama

Gulf Shores features 50 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Gulf Shores, Alabama

There are 321 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Gulf Shores.

Housing Choice Vouchers in Gulf Shores, Alabama

On average, Section 8 Housing Choice vouchers pay Gulf Shores landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Gulf Shores.

The maximum amount a voucher would pay on behalf of a low-income tenant in Gulf Shores, Alabama for a two-bedroom apartment is between $915 and $1,119.

2022 Gulf Shores, Alabama Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Gulf Shores, Alabama Fair Market Rent $772 $777 $1,017 $1,348 $1,715
Gulf Shores, Alabama Payment Standard Range $695 to $849 $699 to $855 $915 to $1,119 $1,213 to $1,483 $1,544 to $1,887

Sourced from federal housing data and research.

Gulf Shores, AL Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 371
Total Housing Units with Rental Assistance 50
Percentage of Housing Units Occupied By Renters 44.57%
Average Renter Household Size 2.45
Average Household Size 2.29
Median Household Income $47,662 ±$8,735
Median Rent $897 ±$68
Percentage Of Renters Overburdened 49.38% ± 13.75pp
Total Population 10,703

Population and Household Demographics

Gulf Shores is a city in Baldwin County, Alabama with a population of 10,703. There are 4,667 households in the city with an average household size of 2.29 persons. 44.57% of households in Gulf Shores are renters.

Income and Rent Overburden in Gulf Shores

The median gross income for households in Gulf Shores is $47,662 a year, or $3,972 a month. The median rent for the city is $897 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Gulf Shores, a household making less than $2,990 a month would be considered overburdened when renting an apartment at or above the median rent. 49.38% of households who rent are overburdened in Gulf Shores.

Area Median Income In Gulf Shores

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Gulf Shores, the AMI is calculated from all households within Baldwin County.

In Gulf Shores, HUD calculates the Area Median Income for a family of four as $85,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Gulf Shores

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Gulf Shores

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Gulf Shores AMI may qualify for rental assistance programs that target Extremely Low Income households.
$18,000 $20,550 $23,100 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Gulf Shores AMI may qualify for rental assistance programs that target Very Low Income households.
$29,950 $34,200 $38,500 $42,750 $46,200 $49,600 $53,050 $56,450
80% AMI Income Limits
Renters earning up to 80% of the Gulf Shores AMI may qualify for rental assistance programs that target Low Income households.
$47,900 $54,750 $61,600 $68,400 $73,900 $79,350 $84,850 $90,300