Affordable Housing In Loxley
Baldwin County, Alabama

6 Low Income Apartment Communities In Loxley

Viola Bertolla Group Home

4260 N Magnolia St
Loxley, Alabama
Elderly Supportive Housing

Loxley Arms Apartments

2290 S Holley St
Loxley, Alabama

Blackwood Estates

26648 S Holley St
Loxley, Alabama

Loxley Station Development

63 Ribbon Rail Ct
Loxley, Alabama

Loxley Apartments

31 Celeste Ct.
Loxley, Alabama

Loxley Apartments Phase 2

31 Celeste Ct.
Loxley, Alabama
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Guide To Affordable Housing in Loxley, Alabama

There are 6 low income housing apartment communities offering 198 affordable apartments for rent in Loxley, Alabama.

Income Based Apartments in Loxley, Alabama

Loxley features 94 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Loxley, Alabama

There are 104 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Loxley.

Housing Choice Vouchers in Loxley, Alabama

On average, Section 8 Housing Choice vouchers pay Loxley landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Loxley.

The maximum amount a voucher would pay on behalf of a low-income tenant in Loxley, Alabama for a two-bedroom apartment is between $915 and $1,119.

2022 Loxley, Alabama Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Loxley, Alabama Fair Market Rent $772 $777 $1,017 $1,348 $1,715
Loxley, Alabama Payment Standard Range $695 to $849 $699 to $855 $915 to $1,119 $1,213 to $1,483 $1,544 to $1,887

Sourced from federal housing data and research.

Loxley, AL Affordable Housing Snapshot

Total Affordable Apartment Properties 6
Total Low Income Apartments 198
Total Housing Units with Rental Assistance 94
Percentage of Housing Units Occupied By Renters 40.98%
Average Renter Household Size 2.93
Average Household Size 2.77
Median Household Income $48,000 ±$7,224
Median Rent $911 ±$123
Percentage Of Renters Overburdened 32.85% ± 12.14pp
Total Population 1,886

Population and Household Demographics

Loxley is a city in Baldwin County, Alabama with a population of 1,886. There are 676 households in the city with an average household size of 2.77 persons. 40.98% of households in Loxley are renters.

Income and Rent Overburden in Loxley

The median gross income for households in Loxley is $48,000 a year, or $4,000 a month. The median rent for the city is $911 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Loxley, a household making less than $3,037 a month would be considered overburdened when renting an apartment at or above the median rent. 32.85% of households who rent are overburdened in Loxley.

Area Median Income In Loxley

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Loxley, the AMI is calculated from all households within Baldwin County.

In Loxley, HUD calculates the Area Median Income for a family of four as $85,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Loxley

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Loxley

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Loxley AMI may qualify for rental assistance programs that target Extremely Low Income households.
$18,000 $20,550 $23,100 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Loxley AMI may qualify for rental assistance programs that target Very Low Income households.
$29,950 $34,200 $38,500 $42,750 $46,200 $49,600 $53,050 $56,450
80% AMI Income Limits
Renters earning up to 80% of the Loxley AMI may qualify for rental assistance programs that target Low Income households.
$47,900 $54,750 $61,600 $68,400 $73,900 $79,350 $84,850 $90,300