Affordable Housing In Mosses
Lowndes County, Alabama

Guide To Affordable Housing in Mosses, Alabama

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Mosses, Alabama.

Income Based Apartments in Mosses, Alabama

Mosses features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Mosses, Alabama

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Mosses.

Housing Choice Vouchers in Mosses, Alabama

On average, Section 8 Housing Choice vouchers pay Mosses landlords $400 per month towards rent. The average voucher holder contributes $300 towards rent in Mosses.

The maximum amount a voucher would pay on behalf of a low-income tenant in Mosses, Alabama for a two-bedroom apartment is between $823 and $1,005.

2022 Mosses, Alabama Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Mosses, Alabama Fair Market Rent $643 $764 $914 $1,156 $1,494
Mosses, Alabama Payment Standard Range $579 to $707 $688 to $840 $823 to $1,005 $1,040 to $1,272 $1,345 to $1,643

Sourced from federal housing data and research.

Mosses, AL Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 53.32%
Average Renter Household Size 2.32
Average Household Size 2.37
Median Household Income $15,240 ±$4,941
Median Rent $574 ±$14
Percentage Of Renters Overburdened 53.65% ± 20.83pp
Total Population 1,036

Population and Household Demographics

Mosses is a city in Lowndes County, Alabama with a population of 1,036. There are 437 households in the city with an average household size of 2.37 persons. 53.32% of households in Mosses are renters.

Income and Rent Overburden in Mosses

The median gross income for households in Mosses is $15,240 a year, or $1,270 a month. The median rent for the city is $574 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Mosses, a household making less than $1,913 a month would be considered overburdened when renting an apartment at or above the median rent. 53.65% of households who rent are overburdened in Mosses.

Area Median Income In Mosses

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Mosses, the AMI is calculated from all households within Lowndes County.

In Mosses, HUD calculates the Area Median Income for a family of four as $75,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Mosses

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Mosses

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Mosses AMI may qualify for rental assistance programs that target Extremely Low Income households.
$15,900 $18,310 $23,030 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Mosses AMI may qualify for rental assistance programs that target Very Low Income households.
$26,450 $30,200 $34,000 $37,750 $40,800 $43,800 $46,850 $49,850
80% AMI Income Limits
Renters earning up to 80% of the Mosses AMI may qualify for rental assistance programs that target Low Income households.
$42,300 $48,350 $54,400 $60,400 $65,250 $70,100 $74,900 $79,750