Affordable Housing In Shelby County

13 Low Income Apartment Communities In Shelby County

Shelby Woods Apartments

100 Collins St
Columbiana, Alabama
Elderly Supportive Housing

Mountain View Village

99 Eagle Ln
Columbiana, Alabama

Ridge View Apartments

100 Egg and Butter Rd
Columbiana, Alabama

Shoals Mill Apartments

55 Coby Ln
Columbiana, Alabama

Mountain View Apartments

22 Cay Clark Apartments
Alabaster, Alabama

Clear Spring Apartments

515 Old Highway 25 W
Columbiana, Alabama

Cobblestone Creek

1501 Cobblestone Crk
Montevallo, Alabama

Scott Village

1195 Island St
Montevallo, Alabama

Cobblestone Cove Apartments

1001 Cobblestone Ln
Montevallo, Alabama

John Sparkman Court

1 John Sparkman Ct
Vincent, Alabama

Guide To Affordable Housing in Shelby County, Alabama

There are 13 low income housing apartment communities offering 769 affordable apartments for rent in Shelby County, Alabama.

Income Based Apartments in Shelby County, Alabama

Shelby County features 455 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Shelby County, Alabama

There are 314 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Shelby County.

Housing Choice Vouchers in Shelby County, Alabama

On average, Section 8 Housing Choice vouchers pay Shelby County landlords $600 per month towards rent. The average voucher holder contributes $400 towards rent in Shelby County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Shelby County, Alabama for a two-bedroom apartment is between $968 and $1,183.

2023 Shelby County, Alabama Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Shelby County, Alabama Fair Market Rent $866 $942 $1,075 $1,376 $1,494
Shelby County, Alabama Payment Standard Range $779 to $953 $848 to $1,036 $968 to $1,183 $1,238 to $1,514 $1,345 to $1,643

Sourced from federal housing data and research.

Shelby County, AL Affordable Housing Snapshot

Total Affordable Apartment Properties 13
Total Low Income Apartments 769
Total Housing Units with Rental Assistance 455
Percentage of Housing Units Occupied By Renters 21.11%
Average Renter Household Size 2.46
Average Household Size 2.66
Median Household Income $70,187 ±$1,477
Median Rent $944 ±$19
Percentage Of Renters Overburdened 39.01% ± 2.92pp
Total Population 203,530

Population and Household Demographics

Shelby County is a county in Alabama with a population of 203,530. There are 75,534 households in the county with an average household size of 2.66 persons. 21.11% of households in Shelby County are renters.

Income and Rent Overburden in Shelby County

The median gross income for households in Shelby County is $70,187 a year, or $5,849 a month. The median rent for the county is $944 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Shelby County, a household making less than $3,147 a month would be considered overburdened when renting an apartment at or above the median rent. 39.01% of households who rent are overburdened in Shelby County.

Area Median Income In Shelby County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Shelby County, HUD calculates the Area Median Income for a family of four as $84,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Shelby County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Shelby County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Shelby County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$17,850 $20,400 $23,030 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Shelby County AMI may qualify for rental assistance programs that target Very Low Income households.
$29,700 $33,950 $38,200 $42,400 $45,800 $49,200 $52,600 $56,000
80% AMI Income Limits
Renters earning up to 80% of the Shelby County AMI may qualify for rental assistance programs that target Low Income households.
$47,500 $54,300 $61,100 $67,850 $73,300 $78,750 $84,150 $89,600

Cities In Shelby County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Brook Highland
Columbiana The HUD funded Public Housing Agency that serves Columbiana is the Columbiana Housing Authority.
Highland Lakes
Indian Springs Village
Montevallo The HUD funded Public Housing Agency that serves Montevallo is the Housing Authority of the Town of Montevallo.
Shoal Creek