Affordable Housing In Spanish Fort
Baldwin County, Alabama

1 Low Income Apartment Communities In Spanish Fort

Kensley Apartments

31230 Stagecoach Rd
Spanish Fort, Alabama
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Guide To Affordable Housing in Spanish Fort, Alabama

There are 1 low income housing apartment communities offering 104 affordable apartments for rent in Spanish Fort, Alabama.

Income Based Apartments in Spanish Fort, Alabama

Spanish Fort features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Spanish Fort, Alabama

There are 104 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Spanish Fort.

Housing Choice Vouchers in Spanish Fort, Alabama

On average, Section 8 Housing Choice vouchers pay Spanish Fort landlords $800 per month towards rent. The average voucher holder contributes $300 towards rent in Spanish Fort.

The maximum amount a voucher would pay on behalf of a low-income tenant in Spanish Fort, Alabama for a two-bedroom apartment is between $915 and $1,119.

2022 Spanish Fort, Alabama Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Spanish Fort, Alabama Fair Market Rent $772 $777 $1,017 $1,348 $1,715
Spanish Fort, Alabama Payment Standard Range $695 to $849 $699 to $855 $915 to $1,119 $1,213 to $1,483 $1,544 to $1,887

Sourced from federal housing data and research.

Spanish Fort, AL Affordable Housing Snapshot

Total Affordable Apartment Properties 1
Total Low Income Apartments 104
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 44.89%
Average Renter Household Size 2.04
Average Household Size 2.45
Median Household Income $72,747 ±$11,855
Median Rent $1,091 ±$116
Percentage Of Renters Overburdened 49.53% ± 14.79pp
Total Population 7,578

Population and Household Demographics

Spanish Fort is a city in Baldwin County, Alabama with a population of 7,578. There are 3,099 households in the city with an average household size of 2.45 persons. 44.89% of households in Spanish Fort are renters.

Income and Rent Overburden in Spanish Fort

The median gross income for households in Spanish Fort is $72,747 a year, or $6,062 a month. The median rent for the city is $1,091 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Spanish Fort, a household making less than $3,637 a month would be considered overburdened when renting an apartment at or above the median rent. 49.53% of households who rent are overburdened in Spanish Fort.

Area Median Income In Spanish Fort

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Spanish Fort, the AMI is calculated from all households within Baldwin County.

In Spanish Fort, HUD calculates the Area Median Income for a family of four as $85,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Spanish Fort

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Spanish Fort

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Spanish Fort AMI may qualify for rental assistance programs that target Extremely Low Income households.
$18,000 $20,550 $23,100 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Spanish Fort AMI may qualify for rental assistance programs that target Very Low Income households.
$29,950 $34,200 $38,500 $42,750 $46,200 $49,600 $53,050 $56,450
80% AMI Income Limits
Renters earning up to 80% of the Spanish Fort AMI may qualify for rental assistance programs that target Low Income households.
$47,900 $54,750 $61,600 $68,400 $73,900 $79,350 $84,850 $90,300