Affordable Housing In St Clair County
4 Low Income Apartment Communities In St Clair County
Guide To Affordable Housing in St Clair County, Alabama
There are 4 low income housing apartment communities offering 256 affordable apartments for rent in St Clair County, Alabama.
Income Based Apartments in St Clair County, Alabama
St Clair County features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in St Clair County, Alabama
There are 256 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in St Clair County.
Housing Choice Vouchers in St Clair County, Alabama
On average, Section 8 Housing Choice vouchers pay St Clair County landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in St Clair County.
The maximum amount a voucher would pay on behalf of a low-income tenant in St Clair County, Alabama for a two-bedroom apartment is between $849 and $1,037.
2022 St Clair County, Alabama Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
|Studio||One BR||Two BR||Three BR||Four BR|
|St Clair County, Alabama Fair Market Rent||$765||$820||$943||$1,220||$1,316|
|St Clair County, Alabama Payment Standard Range||$689 to $842||$738 to $902||$849 to $1,037||$1,098 to $1,342||$1,184 to $1,448|
Sourced from federal housing data and AffordableHousingOnline.com research.
St Clair County, AL Affordable Housing Snapshot
|Total Affordable Apartment Properties||4|
|Total Low Income Apartments||256|
|Total Housing Units with Rental Assistance||0|
|Percentage of Housing Units Occupied By Renters||19.85%|
|Average Renter Household Size||2.66|
|Average Household Size||2.62|
|Median Household Income||$51,859 ±$1,549|
|Median Rent||$699 ±$38|
|Percentage Of Renters Overburdened||38.12% ± 4.94pp|
Population and Household Demographics
St Clair County is a county in Alabama with a population of 85,864. There are 31,979 households in the county with an average household size of 2.62 persons. 19.85% of households in St Clair County are renters.
Income and Rent Overburden in St Clair County
The median gross income for households in St Clair County is $51,859 a year, or $4,322 a month. The median rent for the county is $699 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In St Clair County, a household making less than $2,330 a month would be considered overburdened when renting an apartment at or above the median rent. 38.12% of households who rent are overburdened in St Clair County.
Area Median Income In St Clair County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In St Clair County, HUD calculates the Area Median Income for a family of four as $84,800
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in St Clair County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in St Clair County
|1 Person||2 Person||3 Person||4 Person||5 Person||6 Person||7 Person||8 Person|
|30% AMI Income Limits
Renters earning up to 30% of the St Clair County AMI may qualify for rental assistance programs that target Extremely Low Income households.
|50% AMI Income Limits
Renters earning up to 50% of the St Clair County AMI may qualify for rental assistance programs that target Very Low Income households.
|80% AMI Income Limits
Renters earning up to 80% of the St Clair County AMI may qualify for rental assistance programs that target Low Income households.
Cities In St Clair County
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