Affordable Housing In St. Florian
Lauderdale County, Alabama

Guide To Affordable Housing in St. Florian, Alabama

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in St. Florian, Alabama.

Income Based Apartments in St. Florian, Alabama

St. Florian features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in St. Florian, Alabama

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in St. Florian.

Housing Choice Vouchers in St. Florian, Alabama

On average, Section 8 Housing Choice vouchers pay St. Florian landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in St. Florian.

The maximum amount a voucher would pay on behalf of a low-income tenant in St. Florian, Alabama for a two-bedroom apartment is between $730 and $892.

2023 St. Florian, Alabama Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
St. Florian, Alabama Fair Market Rent $574 $617 $811 $1,000 $1,249
St. Florian, Alabama Payment Standard Range $517 to $631 $555 to $679 $730 to $892 $900 to $1,100 $1,124 to $1,374

Sourced from federal housing data and research.

St. Florian, AL Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 10.33%
Average Renter Household Size 2.21
Average Household Size 2.27
Median Household Income $62,500 ±$14,177
Median Rent $725 ±$164
Percentage Of Renters Overburdened 15.79% ± 101.98pp
Total Population 418

Population and Household Demographics

St. Florian is a city in Lauderdale County, Alabama with a population of 418. There are 184 households in the city with an average household size of 2.27 persons. 10.33% of households in St. Florian are renters.

Income and Rent Overburden in St. Florian

The median gross income for households in St. Florian is $62,500 a year, or $5,208 a month. The median rent for the city is $725 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In St. Florian, a household making less than $2,417 a month would be considered overburdened when renting an apartment at or above the median rent. 15.79% of households who rent are overburdened in St. Florian.

Area Median Income In St. Florian

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For St. Florian, the AMI is calculated from all households within Lauderdale County.

In St. Florian, HUD calculates the Area Median Income for a family of four as $68,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in St. Florian

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in St. Florian

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the St. Florian AMI may qualify for rental assistance programs that target Extremely Low Income households.
$14,350 $18,310 $23,030 $27,750 $32,470 $37,190 $41,910 $45,050
50% AMI Income Limits
Renters earning up to 50% of the St. Florian AMI may qualify for rental assistance programs that target Very Low Income households.
$23,900 $27,300 $30,700 $34,100 $36,850 $39,600 $42,300 $45,050
80% AMI Income Limits
Renters earning up to 80% of the St. Florian AMI may qualify for rental assistance programs that target Low Income households.
$38,200 $43,650 $49,100 $54,550 $58,950 $63,300 $67,650 $72,050