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Affordable Housing In Los Gatos
Santa Clara County, California

3 Low Income Apartment Communities In Los Gatos

Open Doors

634 W Parr Ave
Los Gatos, California
Income Based
2-4 BR

Los Gatos Four-Plex

221-227 Nicholson Avenue
Los Gatos, California
Income Based
1-2 BR

Villa Vasona Apartments

626 W Parr Ave
Los Gatos, California
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Housing Authorities that serve Los Gatos

Housing Authority Programs
San Jose City Housing Authority Section 8 Housing Choice Voucher (HCV)
Santa Clara County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Moving to Work

Guide To Affordable Housing in Los Gatos, California

There are 3 low income housing apartment communities offering 175 affordable apartments for rent in Los Gatos, California.

Income Based Apartments in Los Gatos, California

Los Gatos features 107 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Los Gatos, California

There are 64 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Los Gatos.

Housing Choice Vouchers in Los Gatos, California

On average, Section 8 Housing Choice vouchers pay Los Gatos landlords $1,700 per month towards rent. The average voucher holder contributes $500 towards rent in Los Gatos.

The maximum amount a voucher would pay on behalf of a low-income tenant in Los Gatos, California for a two-bedroom apartment is between $2,673 and $3,267.

2020 Los Gatos, California Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $2,103 $2,458 $2,970 $3,943 $4,525
Payment Standard Range $1,893 to $2,313 $2,212 to $2,704 $2,673 to $3,267 $3,549 to $4,337 $4,073 to $4,978

Sourced from federal housing data and research.

Los Gatos, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 175
Total Housing Units with Rental Assistance 107
Percentage of Housing Units Occupied By Renters 36.28%
Average Renter Household Size 2.20
Average Household Size 2.47
Median Household Income $126,122 ±$11,593
Median Rent $1,816 ±$70
Percentage Of Renters Overburdened 39.96% ± 5.06pp
Total Population 30,398

Population and Household Demographics

Los Gatos is a city in Santa Clara County, California with a population of 30,398. There are 12,146 households in the city with an average household size of 2.47 persons. 36.28% of households in Los Gatos are renters.

Income and Rent Overburden in Los Gatos

The median gross income for households in Los Gatos is $126,122 a year, or $10,510 a month. The median rent for the city is $1,816 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Los Gatos, a household making less than $6,053 a month would be considered overburdened when renting an apartment at or above the median rent. 39.96% of households who rent are overburdened in Los Gatos.

Area Median Income In Los Gatos

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Los Gatos, the AMI is calculated from all households within Santa Clara County.

In Los Gatos, HUD calculates the Area Median Income for a family of four as $141,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Los Gatos

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Los Gatos

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $33,150 $37,900 $42,650 $47,350 $51,150 $54,950 $58,750 $62,550
50% of Median $55,300 $63,200 $71,100 $78,950 $85,300 $91,600 $97,900 $104,250
80% of Median $78,550 $89,750 $100,950 $112,150 $121,150 $130,100 $139,100 $148,050