Affordable Housing In National City
San Diego County, California

9 Low Income Apartment Communities In National City

Vista Del Sol Apartments

1545 Q Ave
National City, CA
Call For Rent
1-3 BR
HCV Welcome

Summercrest Apartments

2615 E. Plaza Blvd
National City, CA
Call For Rent
Studio-3 BR
HCV Welcome

Paradise Creek Apartments

2120 Hoover Ave
National City, CA
Call For Rent
Studio-3 BR
HCV Welcome

Granger Apartments

2700 E 8th St
National City, CA
Call For Rent
1-2 BR

Park Villas Apartments

817 Eta Street
National City, CA
HCV Welcome

Telacu Southbay Manor

650 E 14th St
National City, CA
Elderly Supportive Housing

Plaza City Apartments

1535 E Plaza Blvd
National City, CA
HCV Welcome

Morgan Towers

1415 D Ave
National City, CA

1400 - 1543 Q Avenue ( 144 Units )

1400 Q Ave
National City, CA
HCV Welcome
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Housing Authorities that serve National City

Housing Authority Programs
Housing Authority of the City of National City Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in National City, California

According to federal housing data and research, there are 9 low income housing apartment communities offering 1,471 affordable apartments for rent in National City, California. National City features 407 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 1,064 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in National City.

National City, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 9
Total Low Income Apartments 1,471
Total Housing Units with Rental Assistance 407
Percentage of Housing Units Occupied By Renters 69.27%
Average Renter Household Size 3.48
Average Household Size 3.63
Median Household Income $41,437 ±$1,751
Median Rent $996 ±$27
Percentage Of Renters Overburdened 59.6% ± 3.87pp
Total Population 60,043

Population and Household Demographics

National City is a City in San Diego County, California with a population of 60,043. There are 15,332 households in the city with an average household size of 3.63 persons. 69.27% of households in National City are renters.

Income and Rent Overburden in National City

The median gross income for households in National City is $41,437 a year, or $3,453 a month. The median rent for the city is $996 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In National City, a household making less than $3,320 a month would be considered overburdened when renting an apartment at or above the median rent. 59.6% of households who rent are overburdened in National City.1

Area Median Income In National City

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For National City, the AMI is calculated from all households within San Diego County.

In National City, HUD calculates the Area Median Income for a family of four as $86,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in National City

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for National City HUD Rental Assistance in National City

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $22,500 $25,700 $28,900 $32,100 $34,700 $37,250 $39,850 $43,430
50% of Median $37,450 $42,800 $48,150 $53,500 $57,800 $62,100 $66,350 $70,650
80% of Median $59,950 $68,500 $77,050 $85,600 $92,450 $99,300 $106,150 $113,000
Low Income Housing Tax Credits in National City

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1998 to 2008, 4 low income apartment communities containing 847 rental apartments have been constructed and made affordable to low income persons in National City by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in National City

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $37,450 $42,800 $48,150 $53,500 $57,800 $62,100 $66,350 $70,650
60% of Median $44,940 $51,360 $57,780 $64,200 $69,360 $74,520 $79,620 $84,780

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in National City is $57,780 a year, or $4,815 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,815 by 30% to get a maximum rent of $1,445 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $936 $1,003 $1,204 $1,391 $1,553 $1,713
60% $1,124 $1,204 $1,445 $1,670 $1,863 $2,055
Fair Market Rents in National City

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$1,404 $1,566 $2,037 $2,894 $3,576