Saratoga, California Affordable Housing

Affordable Housing programs support 170 income based apartments in Saratoga where households pay rent based on how much they earn.

There are 0 affordable apartments in Saratoga that offer reduced rents to low-income households.

Waiting Lists in Saratoga, California

There are no open Section 8 Housing Choice Voucher waiting lists in Saratoga. Go to the California Section 8 Waiting Lists page for openings near Saratoga.

Saratoga Court

18855 Cox Ave
Saratoga, California
Income Based
1 BR
Rent Assisted

Fellowship Plaza

14520 Fruitvale Ave
Saratoga, California
1 BR
Rent Assisted
62+
Accessible
Elderly Supportive Housing
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Affordable Housing Near Saratoga

View affordable apartments and waiting lists in cities near Saratoga

City Apartments
San Jose, CA Affordable Housing programs support 176 apartment communities in San Jose.
Gilroy, CA Affordable Housing programs support 24 apartment communities in Gilroy.
Morgan Hill, CA Affordable Housing programs support 20 apartment communities in Morgan Hill.
Palo Alto, CA Affordable Housing programs support 20 apartment communities in Palo Alto.
Santa Clara, CA Affordable Housing programs support 18 apartment communities in Santa Clara.

Public Housing Agencies Serving Saratoga, California

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority Programs
San Jose City Housing Authority Section 8 Housing Choice Voucher (HCV)
Santa Clara County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Moving to Work
Go to the California Public Housing and Low-Income Apartments Waiting Lists page for openings near Saratoga.

Saratoga, California Affordable Housing Data

Income Based Apartments in Saratoga, California

Saratoga features 170 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Saratoga, California

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Saratoga.

Housing Choice Vouchers in Saratoga, California

On average, Section 8 Housing Choice vouchers pay Saratoga landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Saratoga.

The maximum amount a voucher would pay on behalf of a low-income tenant in Saratoga, California for a two-bedroom apartment is between $2,647 and $3,235.

2023 Saratoga, California Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Saratoga, California Fair Market Rent $2,223 $2,513 $2,941 $3,750 $4,202
Saratoga, California Payment Standard Range $2,001 to $2,445 $2,262 to $2,764 $2,647 to $3,235 $3,375 to $4,125 $3,782 to $4,622

Sourced from federal housing data and AffordableHousingOnline.com research.

Saratoga, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 2
Total Low Income Apartments 170
Total Housing Units with Rental Assistance 170
Percentage of Housing Units Occupied By Renters 14.44%
Average Renter Household Size 2.44
Average Household Size 2.83
Median Household Income $169,189 ±$10,234
Median Rent $2,700 ±$484
Percentage Of Renters Overburdened 33.74% ± 9.85pp
Total Population 30,817

Population and Household Demographics

Saratoga is a city in Santa Clara County, California with a population of 30,817. There are 10,800 households in the city with an average household size of 2.83 persons. 14.44% of households in Saratoga are renters.

Income and Rent Overburden in Saratoga

The median gross income for households in Saratoga is $169,189 a year, or $14,099 a month. The median rent for the city is $2,700 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Saratoga, a household making less than $9,000 a month would be considered overburdened when renting an apartment at or above the median rent. 33.74% of households who rent are overburdened in Saratoga.

Area Median Income In Saratoga

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Saratoga, the AMI is calculated from all households within Santa Clara County.

In Saratoga, HUD calculates the Area Median Income for a family of four as $168,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Saratoga

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Saratoga

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Saratoga AMI may qualify for rental assistance programs that target Extremely Low Income households.
$35,400 $40,450 $45,500 $50,550 $54,600 $58,650 $62,700 $66,750
50% AMI Income Limits
Renters earning up to 50% of the Saratoga AMI may qualify for rental assistance programs that target Very Low Income households.
$59,000 $67,400 $75,850 $84,250 $91,000 $97,750 $104,500 $111,250
80% AMI Income Limits
Renters earning up to 80% of the Saratoga AMI may qualify for rental assistance programs that target Low Income households.
$92,250 $105,400 $118,600 $131,750 $142,300 $152,850 $163,400 $173,950