Affordable Housing In Saratoga
Santa Clara County, California

2 Low Income Apartment Communities In Saratoga

Housing Authorities that serve Saratoga

Housing Authority	Programs
San Jose City Housing Authority	Section 8 Housing Choice Voucher (HCV)
Santa Clara County Housing Authority	Section 8 Housing Choice Voucher (HCV); Public Housing; Moving to Work

Guide To Affordable Housing in Saratoga, California

There are 2 low income housing apartment communities offering 170 affordable apartments for rent in Saratoga, California.

Income Based Apartments in Saratoga, California

Saratoga features 170 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Saratoga, California

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Saratoga.

Housing Choice Vouchers in Saratoga, California

On average, Section 8 Housing Choice vouchers pay Saratoga landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Saratoga.

The maximum amount a voucher would pay on behalf of a low-income tenant in Saratoga, California for a two-bedroom apartment is between $2,673 and $3,267.

2020 Saratoga, California Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

	Studio	One BR	Two BR	Three BR	Four BR
Fair Market Rent	$2,103	$2,458	$2,970	$3,943	$4,525
Payment Standard Range	$1,893 to $2,313	$2,212 to $2,704	$2,673 to $3,267	$3,549 to $4,337	$4,073 to $4,978

Sourced from federal housing data and AffordableHousingOnline.com research.

Saratoga, CA Affordable Housing Snapshot

Total Affordable Apartment Properties	2
Total Low Income Apartments	170
Total Housing Units with Rental Assistance	170
Percentage of Housing Units Occupied By Renters	14.44%
Average Renter Household Size	2.44
Average Household Size	2.83
Median Household Income	$169,189 ±$10,234
Median Rent	$2,700 ±$484
Percentage Of Renters Overburdened	33.74% ± 9.85pp
Total Population	30,817

Population and Household Demographics

Saratoga is a city in Santa Clara County, California with a population of 30,817. There are 10,800 households in the city with an average household size of 2.83 persons. 14.44% of households in Saratoga are renters.

Income and Rent Overburden in Saratoga

The median gross income for households in Saratoga is $169,189 a year, or $14,099 a month. The median rent for the city is $2,700 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Saratoga, a household making less than $9,000 a month would be considered overburdened when renting an apartment at or above the median rent. 33.74% of households who rent are overburdened in Saratoga.

Area Median Income In Saratoga

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Saratoga, the AMI is calculated from all households within Santa Clara County.

In Saratoga, HUD calculates the Area Median Income for a family of four as $141,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Saratoga

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Saratoga

Income	1 Person	2 Person	3 Person	4 Person	5 Person	6 Person	7 Person	8 Person
30% of Median	$33,150	$37,900	$42,650	$47,350	$51,150	$54,950	$58,750	$62,550
50% of Median	$55,300	$63,200	$71,100	$78,950	$85,300	$91,600	$97,900	$104,250
80% of Median	$78,550	$89,750	$100,950	$112,150	$121,150	$130,100	$139,100	$148,050