Affordable Housing In Derby
New Haven County, Connecticut

1 Low Income Apartment Communities In Derby

Hallocks Landing

187 Minerva St
Derby, Connecticut
Elderly Supportive Housing
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Section 8 Vouchers, Apartments, and Waiting Lists in Derby, Connecticut

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Derby, Connecticut

Housing Authority Programs
Derby Housing Authority Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Derby, Connecticut

There are 1 low income housing apartment communities offering 34 affordable apartments for rent in Derby, Connecticut.

Income Based Apartments in Derby, Connecticut

Derby features 34 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Derby, Connecticut

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Derby.

Housing Choice Vouchers in Derby, Connecticut

On average, Section 8 Housing Choice vouchers pay Derby landlords $900 per month towards rent. The average voucher holder contributes $400 towards rent in Derby.

The maximum amount a voucher would pay on behalf of a low-income tenant in Derby, Connecticut for a two-bedroom apartment is between $1,478 and $1,806.

2023 Derby, Connecticut Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Derby, Connecticut Fair Market Rent $1,098 $1,406 $1,642 $1,998 $2,797
Derby, Connecticut Payment Standard Range $988 to $1,208 $1,265 to $1,547 $1,478 to $1,806 $1,798 to $2,198 $2,517 to $3,077

Sourced from federal housing data and research.

Derby, CT Affordable Housing Snapshot

Total Affordable Apartment Properties 1
Total Low Income Apartments 34
Total Housing Units with Rental Assistance 34
Percentage of Housing Units Occupied By Renters 43.39%
Average Renter Household Size 2.46
Average Household Size 2.55
Median Household Income $51,596 ±$7,492
Median Rent $1,086 ±$46
Percentage Of Renters Overburdened 56.41% ± 12.53pp
Total Population 12,796

Population and Household Demographics

Derby is a city in New Haven County, Connecticut with a population of 12,796. There are 4,911 households in the city with an average household size of 2.55 persons. 43.39% of households in Derby are renters.

Income and Rent Overburden in Derby

The median gross income for households in Derby is $51,596 a year, or $4,300 a month. The median rent for the city is $1,086 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Derby, a household making less than $3,620 a month would be considered overburdened when renting an apartment at or above the median rent. 56.41% of households who rent are overburdened in Derby.

Area Median Income In Derby

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Derby, the AMI is calculated from all households within New Haven County.

In Derby, HUD calculates the Area Median Income for a family of four as $113,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Derby

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Derby

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Derby AMI may qualify for rental assistance programs that target Extremely Low Income households.
$23,900 $27,300 $30,700 $34,100 $36,850 $39,600 $42,300 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Derby AMI may qualify for rental assistance programs that target Very Low Income households.
$39,800 $45,450 $51,150 $56,800 $61,350 $65,900 $70,450 $75,000
80% AMI Income Limits
Renters earning up to 80% of the Derby AMI may qualify for rental assistance programs that target Low Income households.
$62,600 $71,550 $80,500 $89,400 $96,600 $103,750 $110,900 $118,050