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Affordable Housing In Live Oak
Suwannee County, Florida

7 Low Income Apartment Communities In Live Oak

Carter House

23760 Park Center Dr
Live Oak, Florida
Subsidized
62+
Accessible
Elderly Supportive Housing

Village Oaks Apartments

705 Northwest Dr SW
Live Oak, Florida
Subsidized

Dowling House

23740 Park Center Dr
Live Oak, Florida
Subsidized

Meadows Apts, Phase I

1600 S.E. Helvenston
Live Oak, Florida

Meadows Apts, Phase II (

1600 S.E. Helvenston
Live Oak, Florida

Meadows Apartments Ph II

1600 Helvenston St SE
Live Oak, Florida
Subsidized

Silas Oaks

1120 Silas Dr SW
Live Oak, Florida
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Housing Authorities that serve Live Oak

Housing Authority Programs
Housing Authority of the City of Live Oak Public Housing
Suwannee County Housing Authority Public Housing
North Central Florida Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Live Oak, Florida

There are 7 low income housing apartment communities offering 475 affordable apartments for rent in Live Oak, Florida.

Income Based Apartments in Live Oak, Florida

Live Oak features 365 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Live Oak, Florida

There are 110 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Live Oak.

Housing Choice Vouchers in Live Oak, Florida

On average, Section 8 Housing Choice vouchers pay Live Oak landlords $600 per month towards rent. The average voucher holder contributes $400 towards rent in Live Oak.

The maximum amount a voucher would pay on behalf of a low-income tenant in Live Oak, Florida for a two-bedroom apartment is between $661 and $807.

2021 Live Oak, Florida Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Live Oak, Florida Fair Market Rent $629 $644 $734 $1,027 $1,191
Live Oak, Florida Payment Standard Range $566 to $692 $580 to $708 $661 to $807 $924 to $1,130 $1,072 to $1,310

Sourced from federal housing data and AffordableHousingOnline.com research.

Live Oak, FL Affordable Housing Snapshot

Total Affordable Apartment Properties 7
Total Low Income Apartments 475
Total Housing Units with Rental Assistance 365
Percentage of Housing Units Occupied By Renters 59.02%
Average Renter Household Size 2.82
Average Household Size 2.61
Median Household Income $24,049 ±$5,425
Median Rent $636 ±$81
Percentage Of Renters Overburdened 49.86% ± 14.6pp
Total Population 6,920

Population and Household Demographics

Live Oak is a city in Suwannee County, Florida with a population of 6,920. There are 2,501 households in the city with an average household size of 2.61 persons. 59.02% of households in Live Oak are renters.

Income and Rent Overburden in Live Oak

The median gross income for households in Live Oak is $24,049 a year, or $2,004 a month. The median rent for the city is $636 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Live Oak, a household making less than $2,120 a month would be considered overburdened when renting an apartment at or above the median rent. 49.86% of households who rent are overburdened in Live Oak.

Area Median Income In Live Oak

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Live Oak, the AMI is calculated from all households within Suwannee County.

In Live Oak, HUD calculates the Area Median Income for a family of four as $51,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Live Oak

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Live Oak

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Live Oak AMI may qualify for rental assistance programs that target Extremely Low Income households.
$12,880 $17,420 $21,960 $26,500 $29,950 $32,150 $34,350 $36,600
50% AMI Income Limits
Renters earning up to 50% of the Live Oak AMI may qualify for rental assistance programs that target Very Low Income households.
$19,400 $22,200 $24,950 $27,700 $29,950 $32,150 $34,350 $36,600
80% AMI Income Limits
Renters earning up to 80% of the Live Oak AMI may qualify for rental assistance programs that target Low Income households.
$31,050 $35,450 $39,900 $44,300 $47,850 $51,400 $54,950 $58,500