Affordable Housing In Hilo
Hawaii County, Hawaii

14 Low Income Apartment Communities In Hilo

Hilo Maile Terrace

40 Maile St
Hilo, Hawaii

2020 Kinoole Senior Residences

2020 Kinoole St
Hilo, Hawaii

E Komo Mai Apartments

816 Kinoole St
Hilo, Hawaii

Lincoln Courtside

400 Kinoole St
Hilo, Hawaii

Section 8 Vouchers, Apartments, and Waiting Lists in Hilo, Hawaii

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Hilo, Hawaii

Housing Authority Programs
County of Hawaii Office of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency

Guide To Affordable Housing in Hilo, Hawaii

There are 14 low income housing apartment communities offering 961 affordable apartments for rent in Hilo, Hawaii.

Income Based Apartments in Hilo, Hawaii

Hilo features 730 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Hilo, Hawaii

There are 231 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Hilo.

Housing Choice Vouchers in Hilo, Hawaii

On average, Section 8 Housing Choice vouchers pay Hilo landlords $800 per month towards rent. The average voucher holder contributes $400 towards rent in Hilo.

The maximum amount a voucher would pay on behalf of a low-income tenant in Hilo, Hawaii for a two-bedroom apartment is between $1,490 and $1,822.

2023 Hilo, Hawaii Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Hilo, Hawaii Fair Market Rent $1,116 $1,263 $1,656 $2,131 $2,250
Hilo, Hawaii Payment Standard Range $1,004 to $1,228 $1,137 to $1,389 $1,490 to $1,822 $1,918 to $2,344 $2,025 to $2,475

Sourced from federal housing data and research.

Hilo, HI Affordable Housing Snapshot

Total Affordable Apartment Properties 14
Total Low Income Apartments 961
Total Housing Units with Rental Assistance 730
Percentage of Housing Units Occupied By Renters 36.42%
Average Renter Household Size 2.78
Average Household Size 2.83
Median Household Income $53,939 ±$3,455
Median Rent $925 ±$81
Percentage Of Renters Overburdened 48.67% ± 5.24pp
Total Population 45,380

Population and Household Demographics

Hilo is a city in Hawaii County, Hawaii with a population of 45,380. There are 15,586 households in the city with an average household size of 2.83 persons. 36.42% of households in Hilo are renters.

Income and Rent Overburden in Hilo

The median gross income for households in Hilo is $53,939 a year, or $4,495 a month. The median rent for the city is $925 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Hilo, a household making less than $3,083 a month would be considered overburdened when renting an apartment at or above the median rent. 48.67% of households who rent are overburdened in Hilo.

Area Median Income In Hilo

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Hilo, the AMI is calculated from all households within Hawaii County.

In Hilo, HUD calculates the Area Median Income for a family of four as $91,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Hilo

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Hilo

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Hilo AMI may qualify for rental assistance programs that target Extremely Low Income households.
$20,000 $22,850 $26,490 $31,920 $37,350 $42,780 $48,210 $53,640
50% AMI Income Limits
Renters earning up to 50% of the Hilo AMI may qualify for rental assistance programs that target Very Low Income households.
$33,350 $38,100 $42,850 $47,600 $51,450 $55,250 $59,050 $62,850
80% AMI Income Limits
Renters earning up to 80% of the Hilo AMI may qualify for rental assistance programs that target Low Income households.
$53,350 $60,950 $68,550 $76,150 $82,250 $88,350 $94,450 $100,550