Affordable Housing In Kapaau
Hawaii County, Hawaii

2 Low Income Apartment Communities In Kapaau

Ainakea Elderly

53-3996 Ainakea Drive
Kapaau, Hawaii
Call For Rent
1 BR
Elderly Supportive Housing

Ainakea Senior Residences

53-3988 Ainakea Dr
Kapaau, Hawaii
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Housing Authorities that serve Kapaau

Housing Authority Programs
County of Hawaii Office of Housing and Community Development Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency

Guide To Affordable Housing in Kapaau, Hawaii

There are 2 low income housing apartment communities offering 51 affordable apartments for rent in Kapaau, Hawaii.

Income Based Apartments in Kapaau, Hawaii

Kapaau features 21 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Kapaau, Hawaii

There are 30 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Kapaau.

Housing Choice Vouchers in Kapaau, Hawaii

On average, Section 8 Housing Choice vouchers pay Kapaau landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Kapaau.

The maximum amount a voucher would pay on behalf of a low-income tenant in Kapaau, Hawaii for a two-bedroom apartment is between $1,322 and $1,616.

2021 Kapaau, Hawaii Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Kapaau, Hawaii Fair Market Rent $969 $1,115 $1,469 $1,889 $1,992
Kapaau, Hawaii Payment Standard Range $872 to $1,066 $1,004 to $1,227 $1,322 to $1,616 $1,700 to $2,078 $1,793 to $2,191

Sourced from federal housing data and research.

Kapaau, HI Affordable Housing Snapshot

Total Affordable Apartment Properties 2
Total Low Income Apartments 51
Total Housing Units with Rental Assistance 21
Percentage of Housing Units Occupied By Renters 30.61%
Average Renter Household Size 3.39
Average Household Size 3.48
Median Household Income $53,611 ±$11,789
Median Rent $1,123 ±$124
Percentage Of Renters Overburdened 56.52% ± 25.02pp
Total Population 1,851

Population and Household Demographics

Kapaau is a city in Hawaii County, Hawaii with a population of 1,851. There are 526 households in the city with an average household size of 3.48 persons. 30.61% of households in Kapaau are renters.

Income and Rent Overburden in Kapaau

The median gross income for households in Kapaau is $53,611 a year, or $4,468 a month. The median rent for the city is $1,123 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Kapaau, a household making less than $3,743 a month would be considered overburdened when renting an apartment at or above the median rent. 56.52% of households who rent are overburdened in Kapaau.

Area Median Income In Kapaau

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Kapaau, the AMI is calculated from all households within Hawaii County.

In Kapaau, HUD calculates the Area Median Income for a family of four as $78,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Kapaau

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Kapaau

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Kapaau AMI may qualify for rental assistance programs that target Extremely Low Income households.
$18,000 $20,600 $25,260 $30,480 $35,700 $40,920 $46,140 $51,360
50% AMI Income Limits
Renters earning up to 50% of the Kapaau AMI may qualify for rental assistance programs that target Very Low Income households.
$30,000 $34,250 $38,550 $42,800 $46,250 $49,650 $53,100 $56,500
80% AMI Income Limits
Renters earning up to 80% of the Kapaau AMI may qualify for rental assistance programs that target Low Income households.
$47,950 $54,800 $61,650 $68,500 $74,000 $79,500 $84,950 $90,450