Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. As of March 13, 2020, Public Housing Agencies across the nation are closing their doors to the public. Most offices are still running and will communicate by phone, email, or mail. Some offices have drop boxes installed outside, so documents can still be hand-delivered. Visit the housing authority's website for the latest on its current operations, if one is available. If there is no information online, contact the housing authority directly. Due to a high volume of calls and modified office hours in most areas, expect a long wait time (days or weeks) for a response. To find your local PHA's contact info, browse by state here.

An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Crystal Lake
McHenry County, Illinois

3 Low Income Apartment Communities In Crystal Lake

Residences Of Crystal Lake

355 Station Drive
Crystal Lake, Illinois
Call For Rent
1-2 BR

Crystal Terrace

192 Elmhurst Rd
Crystal Lake, Illinois

The Villager Briarwood

77 Williams
Crystal Lake, Illinois
  • «
  • 1
  • »

Housing Authorities that serve Crystal Lake

Housing Authority Programs
McHenry County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Crystal Lake, Illinois

There are 3 low income housing apartment communities offering 256 affordable apartments for rent in Crystal Lake, Illinois.

Income Based Apartments in Crystal Lake, Illinois

Crystal Lake features 196 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Crystal Lake, Illinois

There are 60 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Crystal Lake.

Housing Choice Vouchers in Crystal Lake, Illinois

On average, Section 8 Housing Choice vouchers pay Crystal Lake landlords $800 per month towards rent. The average voucher holder contributes $400 towards rent in Crystal Lake.

The maximum amount a voucher would pay on behalf of a low-income tenant in Crystal Lake, Illinois for a two-bedroom apartment is between $1,123 and $1,373.

2020 Crystal Lake, Illinois Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $956 $1,076 $1,248 $1,585 $1,888
Payment Standard Range $860 to $1,052 $968 to $1,184 $1,123 to $1,373 $1,427 to $1,744 $1,699 to $2,077

Sourced from federal housing data and research.

Crystal Lake, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 256
Total Housing Units with Rental Assistance 196
Percentage of Housing Units Occupied By Renters 24.24%
Average Renter Household Size 2.55
Average Household Size 2.79
Median Household Income $81,509 ±$3,813
Median Rent $1,138 ±$50
Percentage Of Renters Overburdened 42.94% ± 6.6pp
Total Population 40,635

Population and Household Demographics

Crystal Lake is a city in McHenry County, Illinois with a population of 40,635. There are 14,487 households in the city with an average household size of 2.79 persons. 24.24% of households in Crystal Lake are renters.

Income and Rent Overburden in Crystal Lake

The median gross income for households in Crystal Lake is $81,509 a year, or $6,792 a month. The median rent for the city is $1,138 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Crystal Lake, a household making less than $3,793 a month would be considered overburdened when renting an apartment at or above the median rent. 42.94% of households who rent are overburdened in Crystal Lake.

Area Median Income In Crystal Lake

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Crystal Lake, the AMI is calculated from all households within McHenry County.

In Crystal Lake, HUD calculates the Area Median Income for a family of four as $91,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Crystal Lake

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Crystal Lake

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $19,150 $21,850 $24,600 $27,300 $30,680 $35,160 $39,640 $44,120
50% of Median $31,850 $36,400 $40,950 $45,500 $49,150 $52,800 $56,450 $60,100
80% of Median $51,000 $58,250 $65,550 $72,800 $78,650 $84,450 $90,300 $96,100