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Affordable Housing In Galena
Jo Daviess County, Illinois

5 Low Income Apartment Communities In Galena

Victoria Heights Galena Apartments

831 Young Street
Galena, Illinois
Call For Rent
1-3 BR
Subsidized

Coatsworth Building

126 S Main St
Galena, Illinois
Subsidized

Prestwick Senior Community

957 James St
Galena, Illinois
62+

Gearview Hgts Mccoy Manor

341 Franklin St
Galena, Illinois

Victoria Heights Galena

840 Elk St
Galena, Illinois
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Housing Authorities that serve Galena

Housing Authority Programs
Jo Daviess County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Galena, Illinois

There are 5 low income housing apartment communities offering 212 affordable apartments for rent in Galena, Illinois.

Income Based Apartments in Galena, Illinois

Galena features 150 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Galena, Illinois

There are 62 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Galena.

Housing Choice Vouchers in Galena, Illinois

On average, Section 8 Housing Choice vouchers pay Galena landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Galena.

The maximum amount a voucher would pay on behalf of a low-income tenant in Galena, Illinois for a two-bedroom apartment is between $630 and $770.

2021 Galena, Illinois Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Galena, Illinois Fair Market Rent $531 $578 $700 $871 $949
Galena, Illinois Payment Standard Range $478 to $584 $520 to $636 $630 to $770 $784 to $958 $854 to $1,044

Sourced from federal housing data and AffordableHousingOnline.com research.

Galena, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 212
Total Housing Units with Rental Assistance 150
Percentage of Housing Units Occupied By Renters 25.47%
Average Renter Household Size 1.63
Average Household Size 2.16
Median Household Income $48,537 ±$8,217
Median Rent $684 ±$55
Percentage Of Renters Overburdened 22.72% ± 16.64pp
Total Population 3,345

Population and Household Demographics

Galena is a city in Jo Daviess County, Illinois with a population of 3,345. There are 1,504 households in the city with an average household size of 2.16 persons. 25.47% of households in Galena are renters.

Income and Rent Overburden in Galena

The median gross income for households in Galena is $48,537 a year, or $4,045 a month. The median rent for the city is $684 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Galena, a household making less than $2,280 a month would be considered overburdened when renting an apartment at or above the median rent. 22.72% of households who rent are overburdened in Galena.

Area Median Income In Galena

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Galena, the AMI is calculated from all households within Jo Daviess County.

In Galena, HUD calculates the Area Median Income for a family of four as $75,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Galena

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Galena

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Galena AMI may qualify for rental assistance programs that target Extremely Low Income households.
$15,950 $18,200 $21,960 $26,500 $31,040 $35,580 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Galena AMI may qualify for rental assistance programs that target Very Low Income households.
$26,600 $30,400 $34,200 $37,950 $41,000 $44,050 $47,100 $50,100
80% AMI Income Limits
Renters earning up to 80% of the Galena AMI may qualify for rental assistance programs that target Low Income households.
$42,500 $48,600 $54,650 $60,700 $65,600 $70,450 $75,300 $80,150