Affordable Housing In North Chicago
Lake County, Illinois

8 Low Income Apartment Communities In North Chicago

Manchester Knolls Coop

1700 C Barrett Ct
North Chicago, Illinois

Prairie View Apartments

1 Prairie View Ct
North Chicago, Illinois

Palermo Manor

2403 24th St
North Chicago, Illinois

1440 Jackson St

1440 Jackson St
North Chicago, Illinois

1106 Mcallister

1106 McAlister Ave
North Chicago, Illinois

Marion Jones

1405 Dugdale Rd
North Chicago, Illinois

Rolling Green

2013 Barrett Pl
North Chicago, Illinois

1933 Dickey Avenue

1933 Ave
North Chicago, Illinois
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Section 8 Vouchers, Apartments, and Waiting Lists in North Chicago, Illinois

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving North Chicago, Illinois

Housing Authority Programs
Lake County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency
Housing Authority of the City of North Chicago Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in North Chicago, Illinois

There are 8 low income housing apartment communities offering 683 affordable apartments for rent in North Chicago, Illinois.

Income Based Apartments in North Chicago, Illinois

North Chicago features 679 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in North Chicago, Illinois

There are 4 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in North Chicago.

Housing Choice Vouchers in North Chicago, Illinois

On average, Section 8 Housing Choice vouchers pay North Chicago landlords $600 per month towards rent. The average voucher holder contributes $300 towards rent in North Chicago.

The maximum amount a voucher would pay on behalf of a low-income tenant in North Chicago, Illinois for a two-bedroom apartment is between $1,296 and $1,584.

2023 North Chicago, Illinois Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
North Chicago, Illinois Fair Market Rent $1,158 $1,255 $1,440 $1,827 $2,172
North Chicago, Illinois Payment Standard Range $1,042 to $1,274 $1,130 to $1,381 $1,296 to $1,584 $1,644 to $2,010 $1,955 to $2,389

Sourced from federal housing data and research.

North Chicago, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 8
Total Low Income Apartments 683
Total Housing Units with Rental Assistance 679
Percentage of Housing Units Occupied By Renters 63.29%
Average Renter Household Size 2.81
Average Household Size 3.01
Median Household Income $41,250 ±$2,536
Median Rent $1,066 ±$43
Percentage Of Renters Overburdened 53.07% ± 5.49pp
Total Population 29,925

Population and Household Demographics

North Chicago is a city in Lake County, Illinois with a population of 29,925. There are 6,699 households in the city with an average household size of 3.01 persons. 63.29% of households in North Chicago are renters.

Income and Rent Overburden in North Chicago

The median gross income for households in North Chicago is $41,250 a year, or $3,438 a month. The median rent for the city is $1,066 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In North Chicago, a household making less than $3,553 a month would be considered overburdened when renting an apartment at or above the median rent. 53.07% of households who rent are overburdened in North Chicago.

Area Median Income In North Chicago

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For North Chicago, the AMI is calculated from all households within Lake County.

In North Chicago, HUD calculates the Area Median Income for a family of four as $107,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in North Chicago

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in North Chicago

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the North Chicago AMI may qualify for rental assistance programs that target Extremely Low Income households.
$21,900 $25,000 $28,150 $31,250 $33,750 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the North Chicago AMI may qualify for rental assistance programs that target Very Low Income households.
$36,500 $41,700 $46,900 $52,100 $56,300 $60,450 $64,650 $68,800
80% AMI Income Limits
Renters earning up to 80% of the North Chicago AMI may qualify for rental assistance programs that target Low Income households.
$58,350 $66,700 $75,050 $83,350 $90,050 $96,700 $103,400 $110,050