Affordable Housing In Winnebago County
Illinois

63 Low Income Apartment Communities In Winnebago County

Winn Green Apartments

102 Clayton Court
Winnebago, IL
Call For Rent
1 BR
Subsidized

Clayton Court Apartments

10 Clayton Court
Winnebago, IL
Call For Rent
1-2 BR
HCV Welcome

Heritage Homestead Apartments

208 Newman St
Durand, IL
Call For Rent
1-2 BR
Subsidized

Village Green Apartments

1039 Washington St
Pecatonica, IL
Call For Rent
1 BR

Elm Place Apartments

406-412 East Elm Street
Durand, IL
Call For Rent
1-3 BR
HCV Welcome

Court Street Apartments

410 N Court St
Rockford, IL
Accessible
HCV Welcome

Faust Landmark Apartments

630 East State Street
Rockford, IL
Call For Rent
1-2 BR

Meld Manor

414 N Court St
Rockford, IL
HCV Welcome

Coronado Village Apartments

417 N Rockton Ave
Rockford, IL
HCV Welcome

Harbor House

413 N Winnebago St
Rockford, IL
Accessible
HCV Welcome

There are 63 low income housing apartment complexes which contain 5,202 affordable apartments for rent in Winnebago County. Many of these rental apartments are income based housing with 3,590 apartments that set rent based on your income. In Winnebago County, HUD housing programs support 1,051 rental assistance apartments through programs like Project-based Section 8. There are 1,612 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Winnebago County

Housing Authority Programs
Winnebago County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Other Housing Authorities located in Winnebago County

Housing Authority Programs
Rockford Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Winnebago County, Illinois

Winnebago County, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 63
Total Low Income Apartments 5,202
Total Rent Assisted Apartments 3,590
Percentage of Housing Units Occupied By Renters 33.72%
Average Renter Household Size 2.40
Total Population 290,439
Housing Units 113,912
Average Household Size 2.51
Median Household Income $48,225 ±$832
Median Rent $748 ±$11
Percentage Of Renters Overburdened 45.97% ± 1.79pp

Population and Household Demographics

Winnebago County is a County in Illinois with a population of 290,439. There are 113,912 households in the county with an average household size of 2.51 persons. 33.72% of households in Winnebago County are renters.

Income and Rent Overburden in Winnebago County

The median gross income for households in Winnebago County is $48,225 a year, or $4,019 a month. The median rent for the county is $748 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Winnebago County, a household making less than $2,493 a month would be considered overburdened when renting an apartment at or above the median rent. 45.97% of households who rent are overburdened in Winnebago County.1

Area Median Income In Winnebago County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Winnebago County, HUD calculates the Area Median Income for a family of four as $63,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Winnebago County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Winnebago County HUD Rental Assistance in Winnebago County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,950 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $23,250 $26,550 $29,850 $33,150 $35,850 $38,500 $41,150 $43,800
80% of Median $37,150 $42,450 $47,750 $53,050 $57,300 $61,550 $65,800 $70,050
Low Income Housing Tax Credits in Winnebago County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1993 to 2012, 27 low income apartment communities containing 1,601 rental apartments have been constructed and made affordable to low income persons in Winnebago County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Winnebago County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $23,250 $26,550 $29,850 $33,150 $35,850 $38,500 $41,150 $43,800
60% of Median $27,900 $31,860 $35,820 $39,780 $43,020 $46,200 $49,380 $52,560

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Winnebago County is $35,820 a year, or $2,985 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,985 by 30% to get a maximum rent of $896 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $581 $623 $746 $863 $963 $1,062
60% $698 $747 $896 $1,035 $1,155 $1,274
Fair Market Rents in Winnebago County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$525 $605 $800 $1,080 $1,161

Cities In Winnebago County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Rockford 49 The HUD funded Public Housing Agencies that serve Rockford are the Rockford Housing Authority and Winnebago County Housing Authority.
Pecatonica 4 The HUD funded Public Housing Agency that serves Pecatonica is the Winnebago County Housing Authority.
Durand 2 The HUD funded Public Housing Agency that serves Durand is the Winnebago County Housing Authority.
Rockton 2 The HUD funded Public Housing Agency that serves Rockton is the Winnebago County Housing Authority.
Winnebago 3 The HUD funded Public Housing Agency that serves Winnebago is the Winnebago County Housing Authority.
Machesney Park 1 The HUD funded Public Housing Agency that serves Machesney Park is the Winnebago County Housing Authority.
South Beloit 2 The HUD funded Public Housing Agency that serves South Beloit is the Winnebago County Housing Authority.
Tonica 0 The HUD funded Public Housing Agency that serves Tonica is the Winnebago County Housing Authority.
New Milford 0
Roscoe 0