Affordable Housing In Adams County
Indiana
17 Low Income Apartment Communities In Adams County
Section 8 Vouchers, Apartments, and Waiting Lists in Adams County, Indiana
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.
Public Housing Agencies Serving Adams County, Indiana
| Housing Authority | Programs |
|---|---|
| Community and Family Services Inc | Section 8 Housing Choice Voucher (HCV) |
Guide To Affordable Housing in Adams County, Indiana
There are 17 low income housing apartment communities offering 882 affordable apartments for rent in Adams County, Indiana.
Income Based Apartments in Adams County, Indiana
Adams County features 662 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Adams County, Indiana
There are 220 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Adams County.
Housing Choice Vouchers in Adams County, Indiana
On average, Section 8 Housing Choice vouchers pay Adams County landlords $400 per month towards rent. The average voucher holder contributes $300 towards rent in Adams County.
The maximum amount a voucher would pay on behalf of a low-income tenant in Adams County, Indiana for a two-bedroom apartment is between $664 and $812.
2022 Adams County, Indiana Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| Adams County, Indiana Fair Market Rent | $515 | $561 | $738 | $1,006 | $1,141 |
| Adams County, Indiana Payment Standard Range | $464 to $567 | $505 to $617 | $664 to $812 | $905 to $1,107 | $1,027 to $1,255 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Adams County, IN Affordable Housing Snapshot
| Total Affordable Apartment Properties | 17 |
|---|---|
| Total Low Income Apartments | 882 |
| Total Housing Units with Rental Assistance | 662 |
| Percentage of Housing Units Occupied By Renters | 21.63% |
| Average Renter Household Size | 2.02 |
| Average Household Size | 2.80 |
| Median Household Income | $48,188 ±$2,880 |
| Median Rent | $545 ±$40 |
| Percentage Of Renters Overburdened | 36.85% ± 6.99pp |
| Total Population | 34,642 |
Population and Household Demographics
Adams County is a county in Indiana with a population of 34,642. There are 12,183 households in the county with an average household size of 2.80 persons. 21.63% of households in Adams County are renters.
Income and Rent Overburden in Adams County
The median gross income for households in Adams County is $48,188 a year, or $4,016 a month. The median rent for the county is $545 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Adams County, a household making less than $1,817 a month would be considered overburdened when renting an apartment at or above the median rent. 36.85% of households who rent are overburdened in Adams County.
Area Median Income In Adams County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In Adams County, HUD calculates the Area Median Income for a family of four as $72,900
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Adams County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Adams County
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the Adams County AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$15,650 | $18,310 | $23,030 | $27,750 | $32,470 | $37,190 | $41,910 | $46,630 |
| 50% AMI Income Limits Renters earning up to 50% of the Adams County AMI may qualify for rental assistance programs that target Very Low Income households. |
$26,100 | $29,800 | $33,550 | $37,250 | $40,250 | $43,250 | $46,200 | $49,200 |
| 80% AMI Income Limits Renters earning up to 80% of the Adams County AMI may qualify for rental assistance programs that target Low Income households. |
$41,750 | $47,700 | $53,650 | $59,600 | $64,400 | $69,150 | $73,950 | $78,700 |
Cities In Adams County
Select A City to View its Apartment Communities and Waiting Lists.
| City | Served By |
|---|---|
| Berne | The HUD funded Public Housing Agency that serves Berne is the Community and Family Services Inc. |
| Decatur | The HUD funded Public Housing Agencies that serve Decatur are the Decatur Housing Authority, Community and Family Services Inc and Fort Wayne Housing Authority. |
| Geneva | The HUD funded Public Housing Agency that serves Geneva is the Community and Family Services Inc. |
| Monroe | The HUD funded Public Housing Agency that serves Monroe is the Community and Family Services Inc. |
