Affordable Housing In Jackson County
Indiana

11 Low Income Apartment Communities In Jackson County

Shields Crossing

1107 E Oak St
Seymour, IN
HCV Welcome

There are 11 low income housing apartment complexes which contain 615 affordable apartments for rent in Jackson County. Many of these rental apartments are income based housing with 282 apartments that set rent based on your income. In Jackson County, HUD housing programs support 206 rental assistance apartments through programs like Project-based Section 8. There are 333 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Jackson County

Housing Authority Programs
Seymour Housing Authority Section 8 Housing Choice Voucher (HCV)
Human Services Inc. Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Jackson County, Indiana

Jackson County, IN Affordable Housing Snapshot

Total Affordable Apartment Properties 11
Total Low Income Apartments 615
Total Rent Assisted Apartments 282
Percentage of Housing Units Occupied By Renters 25.82%
Average Renter Household Size 2.47
Total Population 43,471
Housing Units 16,614
Average Household Size 2.57
Median Household Income $47,000 ±$1,869
Median Rent $700 ±$36
Percentage Of Renters Overburdened 43.51% ± 5.71pp

Population and Household Demographics

Jackson County is a County in Indiana with a population of 43,471. There are 16,614 households in the county with an average household size of 2.57 persons. 25.82% of households in Jackson County are renters.

Income and Rent Overburden in Jackson County

The median gross income for households in Jackson County is $47,000 a year, or $3,917 a month. The median rent for the county is $700 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Jackson County, a household making less than $2,333 a month would be considered overburdened when renting an apartment at or above the median rent. 43.51% of households who rent are overburdened in Jackson County.1

Area Median Income In Jackson County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Jackson County, HUD calculates the Area Median Income for a family of four as $62,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Jackson County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Jackson County HUD Rental Assistance in Jackson County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,550 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $42,600
50% of Median $22,600 $25,800 $29,050 $32,250 $34,850 $37,450 $40,000 $42,600
80% of Median $36,150 $41,300 $46,450 $51,600 $55,750 $59,900 $64,000 $68,150
Low Income Housing Tax Credits in Jackson County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1991 to 2011, 8 low income apartment communities containing 392 rental apartments have been constructed and made affordable to low income persons in Jackson County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Jackson County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $22,600 $25,800 $29,050 $32,250 $34,850 $37,450 $40,000 $42,600
60% of Median $27,120 $30,960 $34,860 $38,700 $41,820 $44,940 $48,000 $51,120

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Jackson County is $34,860 a year, or $2,905 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,905 by 30% to get a maximum rent of $872 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $565 $605 $726 $839 $936 $1,033
60% $678 $726 $872 $1,007 $1,124 $1,239
Fair Market Rents in Jackson County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$517 $602 $743 $1,021 $1,188

Cities In Jackson County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Brownstown 3 The HUD funded Public Housing Agencies that serve Brownstown are the Seymour Housing Authority and Human Services Inc..
Seymour 8 The HUD funded Public Housing Agencies that serve Seymour are the Seymour Housing Authority and Human Services Inc..
Crothersville 0 The HUD funded Public Housing Agencies that serve Crothersville are the Seymour Housing Authority and Human Services Inc..
Freetown 0 The HUD funded Public Housing Agencies that serve Freetown are the Seymour Housing Authority and Human Services Inc..
Medora 0 The HUD funded Public Housing Agencies that serve Medora are the Seymour Housing Authority and Human Services Inc..
Vallonia 0 The HUD funded Public Housing Agencies that serve Vallonia are the Seymour Housing Authority and Human Services Inc..