Affordable Housing In Morgan County
Indiana
12 Low Income Apartment Communities In Morgan County
Heather Heights Apartments
Ken-Mar Apartments
Section 8 Vouchers, Apartments, and Waiting Lists in Morgan County, Indiana
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.
Public Housing Agencies Serving Morgan County, Indiana
| Housing Authority | Programs |
|---|---|
| South Central Community Action Program | Section 8 Housing Choice Voucher (HCV) |
Guide To Affordable Housing in Morgan County, Indiana
There are 12 low income housing apartment communities offering 642 affordable apartments for rent in Morgan County, Indiana.
Income Based Apartments in Morgan County, Indiana
Morgan County features 452 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Morgan County, Indiana
There are 190 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Morgan County.
Housing Choice Vouchers in Morgan County, Indiana
On average, Section 8 Housing Choice vouchers pay Morgan County landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Morgan County.
The maximum amount a voucher would pay on behalf of a low-income tenant in Morgan County, Indiana for a two-bedroom apartment is between $845 and $1,033.
2022 Morgan County, Indiana Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| Morgan County, Indiana Fair Market Rent | $677 | $782 | $939 | $1,231 | $1,456 |
| Morgan County, Indiana Payment Standard Range | $609 to $745 | $704 to $860 | $845 to $1,033 | $1,108 to $1,354 | $1,310 to $1,602 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Morgan County, IN Affordable Housing Snapshot
| Total Affordable Apartment Properties | 12 |
|---|---|
| Total Low Income Apartments | 642 |
| Total Housing Units with Rental Assistance | 452 |
| Percentage of Housing Units Occupied By Renters | 23.64% |
| Average Renter Household Size | 2.58 |
| Average Household Size | 2.68 |
| Median Household Income | $55,432 ±$2,665 |
| Median Rent | $754 ±$25 |
| Percentage Of Renters Overburdened | 41.95% ± 4.12pp |
| Total Population | 69,403 |
Population and Household Demographics
Morgan County is a county in Indiana with a population of 69,403. There are 25,609 households in the county with an average household size of 2.68 persons. 23.64% of households in Morgan County are renters.
Income and Rent Overburden in Morgan County
The median gross income for households in Morgan County is $55,432 a year, or $4,619 a month. The median rent for the county is $754 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Morgan County, a household making less than $2,513 a month would be considered overburdened when renting an apartment at or above the median rent. 41.95% of households who rent are overburdened in Morgan County.
Area Median Income In Morgan County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In Morgan County, HUD calculates the Area Median Income for a family of four as $94,100
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Morgan County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Morgan County
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the Morgan County AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$19,200 | $21,950 | $24,700 | $27,750 | $32,470 | $37,190 | $41,910 | $46,630 |
| 50% AMI Income Limits Renters earning up to 50% of the Morgan County AMI may qualify for rental assistance programs that target Very Low Income households. |
$32,000 | $36,550 | $41,100 | $45,650 | $49,350 | $53,000 | $56,650 | $60,300 |
| 80% AMI Income Limits Renters earning up to 80% of the Morgan County AMI may qualify for rental assistance programs that target Low Income households. |
$51,150 | $58,450 | $65,750 | $73,050 | $78,900 | $84,750 | $90,600 | $96,450 |
Cities In Morgan County
Select A City to View its Apartment Communities and Waiting Lists.
| City | Served By |
|---|---|
| Bethany | The HUD funded Public Housing Agency that serves Bethany is the South Central Community Action Program. |
| Brooklyn | The HUD funded Public Housing Agency that serves Brooklyn is the South Central Community Action Program. |
| Martinsville | The HUD funded Public Housing Agency that serves Martinsville is the South Central Community Action Program. |
| Monrovia | The HUD funded Public Housing Agency that serves Monrovia is the South Central Community Action Program. |
| Mooresville | The HUD funded Public Housing Agency that serves Mooresville is the South Central Community Action Program. |
| Morgantown | The HUD funded Public Housing Agency that serves Morgantown is the South Central Community Action Program. |
| Painted Hills | The HUD funded Public Housing Agency that serves Painted Hills is the South Central Community Action Program. |
| Paragon | The HUD funded Public Housing Agency that serves Paragon is the South Central Community Action Program. |
