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Affordable Housing In Owen County

7 Low Income Apartment Communities In Owen County

Greenbriar Senior Apartments

770 E Franklin St
Spencer, Indiana
Income Based
1 BR

Williamsburg Apartments Spencer

1 N Main St
Spencer, Indiana

Sweet Owen

410 E Jefferson St
Spencer, Indiana

Rusty Manor

53 E Wayne St
Spencer, Indiana

Gosport Apartments

7 S 3rd St
Gosport, Indiana

Kingston Ridge Apartments

582 N 5th St
Gosport, Indiana

Pines Apartments of Spencer

25 Pines Drive
Spencer, Indiana
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Housing Authorities that serve Owen County

Housing Authority Programs
South Central Community Action Program Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Owen County, Indiana

There are 7 low income housing apartment communities offering 204 affordable apartments for rent in Owen County, Indiana.

Income Based Apartments in Owen County, Indiana

Owen County features 142 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Owen County, Indiana

There are 62 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Owen County.

Housing Choice Vouchers in Owen County, Indiana

On average, Section 8 Housing Choice vouchers pay Owen County landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in Owen County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Owen County, Indiana for a two-bedroom apartment is between $643 and $785.

2020 Owen County, Indiana Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $566 $569 $714 $985 $1,254
Payment Standard Range $509 to $623 $512 to $626 $643 to $785 $887 to $1,084 $1,129 to $1,379

Sourced from federal housing data and research.

Owen County, IN Affordable Housing Snapshot

Total Affordable Apartment Properties 7
Total Low Income Apartments 204
Total Housing Units with Rental Assistance 142
Percentage of Housing Units Occupied By Renters 20.36%
Average Renter Household Size 2.44
Average Household Size 2.46
Median Household Income $43,948 ±$1,902
Median Rent $678 ±$44
Percentage Of Renters Overburdened 33.26% ± 7.13pp
Total Population 21,192

Population and Household Demographics

Owen County is a county in Indiana with a population of 21,192. There are 8,553 households in the county with an average household size of 2.46 persons. 20.36% of households in Owen County are renters.

Income and Rent Overburden in Owen County

The median gross income for households in Owen County is $43,948 a year, or $3,662 a month. The median rent for the county is $678 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Owen County, a household making less than $2,260 a month would be considered overburdened when renting an apartment at or above the median rent. 33.26% of households who rent are overburdened in Owen County.

Area Median Income In Owen County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Owen County, HUD calculates the Area Median Income for a family of four as $64,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Owen County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Owen County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,750 $17,240 $21,720 $26,200 $30,680 $35,160 $39,640 $43,100
50% of Median $22,900 $26,150 $29,400 $32,650 $35,300 $37,900 $40,500 $43,100
80% of Median $36,600 $41,800 $47,050 $52,250 $56,450 $60,650 $64,800 $69,000

Cities In Owen County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Gosport The HUD funded Public Housing Agency that serves Gosport is the South Central Community Action Program.
Spencer The HUD funded Public Housing Agency that serves Spencer is the South Central Community Action Program.