Low Income Apartments and Affordable Housing For Rent in Union City, IN

Discover affordable housing in Union City where there are 5+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Hoosier Place

310 N Walnut St, Union City, Indiana 47390

Trinity Community

361 Lutheran Ter, Union City, Indiana 47390

Backstay Lofts

401 W. Oak St., Union City, Indiana 47390

Lincolndale Apartments

360 Essex Ct, Union City, Indiana 47390

Washington Square

526 N Howard St, Union City, Indiana 47390

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Union City, Indiana
$16.34/hour
$9.09 (+125%) more than Indiana minimum wage and $9.09 (+125%) more than the Federal minimum wage.
Learn More About Union City, Indiana Affordable Housing ↓

What HUD offices serve Union City, Indiana?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV) programs for Union City, Indiana.
Operates the Section 8 Housing Choice Voucher (HCV) programs for Union City, Indiana.

Go to the Indiana Public Housing and Low-Income Apartments Waiting Lists page for openings near Union City.

How many renters live in Union City, Indiana?

The City of Union City has 3,511 people living in 1,583 households.

There are 1,141 renters living in 584 renter households in this City. Renters make up 32.5 percent of the population living in Union City.

What is the rental market like in Union City, Indiana?

There are an estimated 1,842 housing units in the Union City area. Of these, 650 units are rental homes, making up 35 percent of the housing market. For every renter household in Union City, Indiana, there are 1 rental units.

What is the vacancy rate for rentals in Union City?

The rental vacancy rate in Union City is 10 percent. This is a higher than average vacancy rate. When rental vacancy rates are high it means that there are a lot of available units and rents tend to be lower.

How many rental units are in Union City for each bedroom size?

Occupied Rental Units by Size in Union City
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
31 114 238 172 29
Occupied Rental Units by Size in Union City

A large number of apartments in Union City have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Union City are overburdened by housing costs?

Among renter households in this market, 42 percent have housing cost burden. Further, 14 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Union City

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $600 to $1,149. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $600
One BR $657
Two BR $863
Three BR $1,145
Four BR $1,149
2024 Fair Market Rents in Union City, Indiana

How many units are rented at Fair Market Rent (FMR) in Union City?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 0 100 percent
One BR 110 96 percent
Two BR 200 84 percent
Rental Units Below FMR in Union City, Indiana

How many affordable rental units are in Union City?

There are a variety of federal affordable housing programs serving households in Union City, Indiana including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 68
Section 8 Project-Based Rental Assistance 27
Tracked Units by Federal Program in Union City, Indiana

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Union City, Indiana

Union City features 68 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Union City, Indiana

There are 45 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Union City.

Housing Choice Vouchers in Union City, Indiana

On average, Section 8 Housing Choice vouchers pay Union City landlords $300 per month towards rent. The average voucher holder contributes $300 towards rent in Union City.

The maximum amount a voucher would pay on behalf of a low-income tenant in Union City, Indiana for a two-bedroom apartment is between $777 and $949.

Sourced from federal housing data and AffordableHousingOnline.com research.