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Affordable Housing In Essex
Page County, Iowa

2 Low Income Apartment Communities In Essex

Southview Village

604 South Ave
Essex, Iowa

Essex Housing Inc

600 South
Essex, Iowa
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Housing Authorities that serve Essex

Housing Authority Programs
Southern Iowa Regional Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Essex, Iowa

There are 2 low income housing apartment communities offering 70 affordable apartments for rent in Essex, Iowa.

Income Based Apartments in Essex, Iowa

Essex features 16 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Essex, Iowa

There are 54 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Essex.

Housing Choice Vouchers in Essex, Iowa

On average, Section 8 Housing Choice vouchers pay Essex landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Essex.

The maximum amount a voucher would pay on behalf of a low-income tenant in Essex, Iowa for a two-bedroom apartment is between $618 and $756.

2020 Essex, Iowa Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $497 $522 $687 $916 $1,160
Payment Standard Range $447 to $547 $470 to $574 $618 to $756 $824 to $1,008 $1,044 to $1,276

Sourced from federal housing data and research.

Essex, IA Affordable Housing Snapshot

Total Affordable Apartment Properties 2
Total Low Income Apartments 70
Total Housing Units with Rental Assistance 16
Percentage of Housing Units Occupied By Renters 21.07%
Average Renter Household Size 1.84
Average Household Size 2.35
Median Household Income $48,500 ±$10,365
Median Rent $650 ±$255
Percentage Of Renters Overburdened 18.07% ± 17.23pp
Total Population 924

Population and Household Demographics

Essex is a city in Page County, Iowa with a population of 924. There are 394 households in the city with an average household size of 2.35 persons. 21.07% of households in Essex are renters.

Income and Rent Overburden in Essex

The median gross income for households in Essex is $48,500 a year, or $4,042 a month. The median rent for the city is $650 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Essex, a household making less than $2,167 a month would be considered overburdened when renting an apartment at or above the median rent. 18.07% of households who rent are overburdened in Essex.

Area Median Income In Essex

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Essex, the AMI is calculated from all households within Page County.

In Essex, HUD calculates the Area Median Income for a family of four as $64,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Essex

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Essex

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,250 $17,400 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $25,400 $29,000 $32,650 $36,250 $39,150 $42,050 $44,950 $47,850
80% of Median $40,600 $46,400 $52,200 $58,000 $62,650 $67,300 $71,950 $76,600