Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. 

An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Garner
Hancock County, Iowa

1 Low Income Apartment Communities In Garner

Garner Village Apartments

355 W 12th St
Garner, Iowa
  • «
  • 1
  • »

Housing Authorities that serve Garner

Housing Authority Programs
North Iowa Regional Housing Authority Public Housing

Guide To Affordable Housing in Garner, Iowa

There are 1 low income housing apartment communities offering 24 affordable apartments for rent in Garner, Iowa.

Income Based Apartments in Garner, Iowa

Garner features 24 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Garner, Iowa

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Garner.

Housing Choice Vouchers in Garner, Iowa

On average, Section 8 Housing Choice vouchers pay Garner landlords $300 per month towards rent. The average voucher holder contributes $300 towards rent in Garner.

The maximum amount a voucher would pay on behalf of a low-income tenant in Garner, Iowa for a two-bedroom apartment is between $618 and $756.

2020 Garner, Iowa Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $497 $546 $687 $873 $1,146
Payment Standard Range $447 to $547 $491 to $601 $618 to $756 $786 to $960 $1,031 to $1,261

Sourced from federal housing data and research.

Garner, IA Affordable Housing Snapshot

Total Affordable Apartment Properties 1
Total Low Income Apartments 24
Total Housing Units with Rental Assistance 24
Percentage of Housing Units Occupied By Renters 17.14%
Average Renter Household Size 2.48
Average Household Size 2.60
Median Household Income $58,323 ±$4,116
Median Rent $573 ±$21
Percentage Of Renters Overburdened 29.85% ± 15.62pp
Total Population 3,100

Population and Household Demographics

Garner is a city in Hancock County, Iowa with a population of 3,100. There are 1,173 households in the city with an average household size of 2.60 persons. 17.14% of households in Garner are renters.

Income and Rent Overburden in Garner

The median gross income for households in Garner is $58,323 a year, or $4,860 a month. The median rent for the city is $573 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Garner, a household making less than $1,910 a month would be considered overburdened when renting an apartment at or above the median rent. 29.85% of households who rent are overburdened in Garner.

Area Median Income In Garner

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Garner, the AMI is calculated from all households within Hancock County.

In Garner, HUD calculates the Area Median Income for a family of four as $71,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Garner

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Garner

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,250 $17,400 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $25,400 $29,000 $32,650 $36,250 $39,150 $42,050 $44,950 $47,850
80% of Median $40,600 $46,400 $52,200 $58,000 $62,650 $67,300 $71,950 $76,600