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Affordable Housing In Guttenberg
Clayton County, Iowa

1 Low Income Apartment Communities In Guttenberg

Iowa

931 Acre St
Guttenberg, Iowa
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Guide To Affordable Housing in Guttenberg, Iowa

There are 1 low income housing apartment communities offering 6 affordable apartments for rent in Guttenberg, Iowa.

Income Based Apartments in Guttenberg, Iowa

Guttenberg features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Guttenberg, Iowa

There are 6 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Guttenberg.

Housing Choice Vouchers in Guttenberg, Iowa

On average, Section 8 Housing Choice vouchers pay Guttenberg landlords $300 per month towards rent. The average voucher holder contributes $300 towards rent in Guttenberg.

The maximum amount a voucher would pay on behalf of a low-income tenant in Guttenberg, Iowa for a two-bedroom apartment is between $618 and $756.

2020 Guttenberg, Iowa Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $482 $522 $687 $856 $931
Payment Standard Range $434 to $530 $470 to $574 $618 to $756 $770 to $942 $838 to $1,024

Sourced from federal housing data and AffordableHousingOnline.com research.

Guttenberg, IA Affordable Housing Snapshot

Total Affordable Apartment Properties 1
Total Low Income Apartments 6
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 24.88%
Average Renter Household Size 1.80
Average Household Size 2.09
Median Household Income $38,553 ±$8,590
Median Rent $498 ±$134
Percentage Of Renters Overburdened 45.37% ± 15.45pp
Total Population 1,823

Population and Household Demographics

Guttenberg is a city in Clayton County, Iowa with a population of 1,823. There are 824 households in the city with an average household size of 2.09 persons. 24.88% of households in Guttenberg are renters.

Income and Rent Overburden in Guttenberg

The median gross income for households in Guttenberg is $38,553 a year, or $3,213 a month. The median rent for the city is $498 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Guttenberg, a household making less than $1,660 a month would be considered overburdened when renting an apartment at or above the median rent. 45.37% of households who rent are overburdened in Guttenberg.

Area Median Income In Guttenberg

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Guttenberg, the AMI is calculated from all households within Clayton County.

In Guttenberg, HUD calculates the Area Median Income for a family of four as $69,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Guttenberg

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Guttenberg

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,250 $17,400 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $25,400 $29,000 $32,650 $36,250 $39,150 $42,050 $44,950 $47,850
80% of Median $40,600 $46,400 $52,200 $58,000 $62,650 $67,300 $71,950 $76,600