Affordable Housing In Jefferson County
Iowa

7 Low Income Apartment Communities In Jefferson County

Logan Apartments

404 S 4th St
Fairfield, IA
Subsidized

North Bay Apartments

210 E Pierce Ave
Fairfield, IA
Subsidized

Calu Apartments

205 W Briggs Ave
Fairfield, IA
62+
Accessible
Elderly Supportive Housing
Subsidized

Jackson Point

802 W Jackson Ave
Fairfield, IA
HCV Welcome

Lantern Park Assoc

207 E Buchanan Ave
Fairfield, IA
Subsidized

Villa Garden Apartments

201 E Buchanan Ave
Fairfield, IA
Subsidized

Wagon Wheel - 208 S Court St

208 S Court St
Fairfield, IA
HCV Welcome
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There are 7 low income housing apartment complexes which contain 212 affordable apartments for rent in Jefferson County. Many of these rental apartments are income based housing with 161 apartments that set rent based on your income. In Jefferson County, HUD housing programs support 72 rental assistance apartments through programs like Project-based Section 8. There are 51 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Jefferson County

Housing Authority Programs
Area XV Multi-County Housing Agency Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Jefferson County, Iowa

Jefferson County, IA Affordable Housing Snapshot

Total Affordable Apartment Properties 7
Total Low Income Apartments 212
Total Rent Assisted Apartments 161
Percentage of Housing Units Occupied By Renters 33.49%
Average Renter Household Size 2.11
Total Population 17,318
Housing Units 6,913
Average Household Size 2.24
Median Household Income $42,899 ±$3,322
Median Rent $634 ±$54
Percentage Of Renters Overburdened 35.98% ± 7.67pp

Population and Household Demographics

Jefferson County is a County in Iowa with a population of 17,318. There are 6,913 households in the county with an average household size of 2.24 persons. 33.49% of households in Jefferson County are renters.

Income and Rent Overburden in Jefferson County

The median gross income for households in Jefferson County is $42,899 a year, or $3,575 a month. The median rent for the county is $634 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Jefferson County, a household making less than $2,113 a month would be considered overburdened when renting an apartment at or above the median rent. 35.98% of households who rent are overburdened in Jefferson County.1

Area Median Income In Jefferson County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Jefferson County, HUD calculates the Area Median Income for a family of four as $60,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Jefferson County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Jefferson County HUD Rental Assistance in Jefferson County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,600 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $24,300 $27,800 $31,250 $34,700 $37,500 $40,300 $43,050 $45,850
80% of Median $38,850 $44,400 $49,950 $55,500 $59,950 $64,400 $68,850 $73,300
Low Income Housing Tax Credits in Jefferson County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2006, 4 low income apartment communities containing 99 rental apartments have been constructed and made affordable to low income persons in Jefferson County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Jefferson County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $24,300 $27,800 $31,250 $34,700 $37,500 $40,300 $43,050 $45,850
60% of Median $29,160 $33,360 $37,500 $41,640 $45,000 $48,360 $51,660 $55,020

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Jefferson County is $37,500 a year, or $3,125 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,125 by 30% to get a maximum rent of $938 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $608 $651 $781 $903 $1,008 $1,111
60% $729 $782 $938 $1,083 $1,209 $1,334
Fair Market Rents in Jefferson County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$479 $564 $746 $935 $1,310

Cities In Jefferson County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Fairfield 7 The HUD funded Public Housing Agency that serves Fairfield is the Area XV Multi-County Housing Agency.
Batavia 0 The HUD funded Public Housing Agency that serves Batavia is the Area XV Multi-County Housing Agency.
Packwood 0 The HUD funded Public Housing Agency that serves Packwood is the Area XV Multi-County Housing Agency.
Libertyville 0 The HUD funded Public Housing Agency that serves Libertyville is the Area XV Multi-County Housing Agency.
Lockridge 0 The HUD funded Public Housing Agency that serves Lockridge is the Area XV Multi-County Housing Agency.
Pleasant Plain 0 The HUD funded Public Housing Agency that serves Pleasant Plain is the Area XV Multi-County Housing Agency.
Maharishi Vedic City 0 The HUD funded Public Housing Agency that serves Maharishi Vedic City is the Area XV Multi-County Housing Agency.