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Affordable Housing In Onawa
Monona County, Iowa

6 Low Income Apartment Communities In Onawa

Pearl Court

819 2nd St
Onawa, Iowa
Disabled Supportive Housing

Diamond Heights

1018 11th St
Onawa, Iowa
Elderly Supportive Housing

Center Heights

1017 11th St
Onawa, Iowa

Starview Apartments

803 2nd St
Onawa, Iowa

Fairview Apartments

409 13th Street
Onawa, Iowa
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Housing Authorities that serve Onawa

Housing Authority Programs
Low Rent Housing Agency of Onawa Public Housing

Guide To Affordable Housing in Onawa, Iowa

There are 6 low income housing apartment communities offering 136 affordable apartments for rent in Onawa, Iowa.

Income Based Apartments in Onawa, Iowa

Onawa features 94 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Onawa, Iowa

There are 42 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Onawa.

Housing Choice Vouchers in Onawa, Iowa

On average, Section 8 Housing Choice vouchers pay Onawa landlords $300 per month towards rent. The average voucher holder contributes $300 towards rent in Onawa.

The maximum amount a voucher would pay on behalf of a low-income tenant in Onawa, Iowa for a two-bedroom apartment is between $618 and $756.

2020 Onawa, Iowa Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $497 $522 $687 $923 $992
Payment Standard Range $447 to $547 $470 to $574 $618 to $756 $831 to $1,015 $893 to $1,091

Sourced from federal housing data and research.

Onawa, IA Affordable Housing Snapshot

Total Affordable Apartment Properties 6
Total Low Income Apartments 136
Total Housing Units with Rental Assistance 94
Percentage of Housing Units Occupied By Renters 45.6%
Average Renter Household Size 1.92
Average Household Size 2.22
Median Household Income $31,610 ±$4,578
Median Rent $555 ±$39
Percentage Of Renters Overburdened 37.24% ± 14.97pp
Total Population 2,921

Population and Household Demographics

Onawa is a city in Monona County, Iowa with a population of 2,921. There are 1,272 households in the city with an average household size of 2.22 persons. 45.6% of households in Onawa are renters.

Income and Rent Overburden in Onawa

The median gross income for households in Onawa is $31,610 a year, or $2,634 a month. The median rent for the city is $555 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Onawa, a household making less than $1,850 a month would be considered overburdened when renting an apartment at or above the median rent. 37.24% of households who rent are overburdened in Onawa.

Area Median Income In Onawa

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Onawa, the AMI is calculated from all households within Monona County.

In Onawa, HUD calculates the Area Median Income for a family of four as $63,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Onawa

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Onawa

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,250 $17,400 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $25,400 $29,000 $32,650 $36,250 $39,150 $42,050 $44,950 $47,850
80% of Median $40,600 $46,400 $52,200 $58,000 $62,650 $67,300 $71,950 $76,600