Affordable Housing In Garden City
Finney County, Kansas

7 Low Income Apartment Communities In Garden City

Mira Vista Apartments

1406 Harding Ave
Garden City, KS
Elderly Supportive Housing

Golden Plains II

200 Campus View Court
Garden City, KS
Disabled Supportive Housing

Mosaic - Garden City

3002 E Schulman Ave
Garden City, KS
Disabled Supportive Housing

Trails of Garden City

3601 Campus Dr
Garden City, KS
HCV Welcome

Campus View

310 College Dr
Garden City, KS
HCV Welcome

Pershing Manor and Redwood Place

606 Pershing Ave
Garden City, KS

Sabine House Gpd

201 Buffalo Jones Ave
Garden City, KS
HCV Welcome
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There are 7 low income housing apartment complexes which contain 335 affordable apartments for rent in Garden City. Many of these rental apartments are income based housing with 164 apartments that set rent based on your income. In Garden City, HUD housing programs support 0 rental assistance apartments through programs like Project-based Section 8. There are 171 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Garden City

Housing Authority Programs
Garden City Housing Authority Public Housing

Guide To Affordable Housing in Garden City, Kansas

Garden City, KS Affordable Housing Snapshot

Total Affordable Apartment Properties 7
Total Low Income Apartments 335
Total Rent Assisted Apartments 164
Percentage of Housing Units Occupied By Renters 39.85%
Average Renter Household Size 2.63
Total Population 27,007
Housing Units 9,283
Average Household Size 2.85
Median Household Income $47,279 ±$2,343
Median Rent $703 ±$28
Percentage Of Renters Overburdened 32.5% ± 5.92pp

Population and Household Demographics

Garden City is a City in Finney County, Kansas with a population of 27,007. There are 9,283 households in the city with an average household size of 2.85 persons. 39.85% of households in Garden City are renters.

Income and Rent Overburden in Garden City

The median gross income for households in Garden City is $47,279 a year, or $3,940 a month. The median rent for the city is $703 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Garden City, a household making less than $2,343 a month would be considered overburdened when renting an apartment at or above the median rent. 32.5% of households who rent are overburdened in Garden City.1

Area Median Income In Garden City

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Garden City, the AMI is calculated from all households within Finney County.

In Garden City, HUD calculates the Area Median Income for a family of four as $62,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Garden City

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Garden City HUD Rental Assistance in Garden City

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,200 $16,910 $21,330 $25,750 $30,170 $34,590 $38,850 $41,350
50% of Median $21,950 $25,050 $28,200 $31,300 $33,850 $36,350 $38,850 $41,350
80% of Median $35,100 $40,100 $45,100 $50,100 $54,150 $58,150 $62,150 $66,150
Low Income Housing Tax Credits in Garden City

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1995 to 1999, 3 low income apartment communities containing 171 rental apartments have been constructed and made affordable to low income persons in Garden City by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Garden City

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $21,950 $25,050 $28,200 $31,300 $33,850 $36,350 $38,850 $41,350
60% of Median $26,340 $30,060 $33,840 $37,560 $40,620 $43,620 $46,620 $49,620

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Garden City is $33,840 a year, or $2,820 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,820 by 30% to get a maximum rent of $846 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $549 $588 $705 $814 $909 $1,003
60% $659 $705 $846 $977 $1,091 $1,203
Fair Market Rents in Garden City

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$562 $592 $771 $966 $1,132