Affordable Housing In Oberlin
4 Low Income Apartment Communities In Oberlin
Housing Authorities that serve Oberlin
|Oberlin Housing Authority||Public Housing|
Guide To Affordable Housing in Oberlin, Kansas
There are 4 low income housing apartment communities offering 87 affordable apartments for rent in Oberlin, Kansas.
Income Based Apartments in Oberlin, Kansas
Oberlin features 47 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Oberlin, Kansas
There are 40 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Oberlin.
Housing Choice Vouchers in Oberlin, Kansas
On average, Section 8 Housing Choice vouchers pay Oberlin landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Oberlin.
The maximum amount a voucher would pay on behalf of a low-income tenant in Oberlin, Kansas for a two-bedroom apartment is between $646 and $790.
2021 Oberlin, Kansas Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
|Studio||One BR||Two BR||Three BR||Four BR|
|Oberlin, Kansas Fair Market Rent||$543||$545||$718||$992||$1,158|
|Oberlin, Kansas Payment Standard Range||$489 to $597||$491 to $600||$646 to $790||$893 to $1,091||$1,042 to $1,274|
Sourced from federal housing data and AffordableHousingOnline.com research.
Oberlin, KS Affordable Housing Snapshot
|Total Affordable Apartment Properties||4|
|Total Low Income Apartments||87|
|Total Housing Units with Rental Assistance||47|
|Percentage of Housing Units Occupied By Renters||25.16%|
|Average Renter Household Size||1.64|
|Average Household Size||1.88|
|Median Household Income||$36,417 ±$2,764|
|Median Rent||$547 ±$68|
|Percentage Of Renters Overburdened||59.75% ± 18.13pp|
Population and Household Demographics
Oberlin is a city in Decatur County, Kansas with a population of 1,890. There are 958 households in the city with an average household size of 1.88 persons. 25.16% of households in Oberlin are renters.
Income and Rent Overburden in Oberlin
The median gross income for households in Oberlin is $36,417 a year, or $3,035 a month. The median rent for the city is $547 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Oberlin, a household making less than $1,823 a month would be considered overburdened when renting an apartment at or above the median rent. 59.75% of households who rent are overburdened in Oberlin.
Area Median Income In Oberlin
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Oberlin, the AMI is calculated from all households within Decatur County.
In Oberlin, HUD calculates the Area Median Income for a family of four as $65,400
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Oberlin
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Oberlin
|1 Person||2 Person||3 Person||4 Person||5 Person||6 Person||7 Person||8 Person|
|30% AMI Income Limits
Renters earning up to 30% of the Oberlin AMI may qualify for rental assistance programs that target Extremely Low Income households.
|50% AMI Income Limits
Renters earning up to 50% of the Oberlin AMI may qualify for rental assistance programs that target Very Low Income households.
|80% AMI Income Limits
Renters earning up to 80% of the Oberlin AMI may qualify for rental assistance programs that target Low Income households.