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Affordable Housing In Ballard County
Kentucky

3 Low Income Apartment Communities In Ballard County

Colony House Apartments, Ltd

S 6th St
Barlow, Kentucky
Subsidized

Ballard Senior Apts

307 Lake Drive
Barlow, Kentucky

Liberty Manor Apts

526 Phillips Drive
Wickliffe, Kentucky
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Housing Authorities that serve Ballard County

Housing Authority Programs
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Ballard County, Kentucky

There are 3 low income housing apartment communities offering 107 affordable apartments for rent in Ballard County, Kentucky.

Income Based Apartments in Ballard County, Kentucky

Ballard County features 107 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Ballard County, Kentucky

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Ballard County.

Housing Choice Vouchers in Ballard County, Kentucky

On average, Section 8 Housing Choice vouchers pay Ballard County landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Ballard County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Ballard County, Kentucky for a two-bedroom apartment is between $613 and $749.

2020 Ballard County, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $484 $517 $681 $849 $923
Payment Standard Range $436 to $532 $465 to $569 $613 to $749 $764 to $934 $831 to $1,015

Sourced from federal housing data and AffordableHousingOnline.com research.

Ballard County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 107
Total Housing Units with Rental Assistance 107
Percentage of Housing Units Occupied By Renters 18.55%
Average Renter Household Size 2.73
Average Household Size 2.48
Median Household Income $42,244 ±$2,473
Median Rent $611 ±$42
Percentage Of Renters Overburdened 42.95% ± 9.45pp
Total Population 8,256

Population and Household Demographics

Ballard County is a county in Kentucky with a population of 8,256. There are 3,288 households in the county with an average household size of 2.48 persons. 18.55% of households in Ballard County are renters.

Income and Rent Overburden in Ballard County

The median gross income for households in Ballard County is $42,244 a year, or $3,520 a month. The median rent for the county is $611 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Ballard County, a household making less than $2,037 a month would be considered overburdened when renting an apartment at or above the median rent. 42.95% of households who rent are overburdened in Ballard County.

Area Median Income In Ballard County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Ballard County, HUD calculates the Area Median Income for a family of four as $58,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Ballard County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Ballard County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,760 $17,240 $21,720 $26,200 $30,680 $33,800 $36,100 $38,450
50% of Median $20,400 $23,300 $26,200 $29,100 $31,450 $33,800 $36,100 $38,450
80% of Median $32,600 $37,250 $41,900 $46,550 $50,300 $54,000 $57,750 $61,450

Cities In Ballard County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Bandana The HUD funded Public Housing Agency that serves Bandana is the Kentucky Housing Corporation.
Barlow The HUD funded Public Housing Agency that serves Barlow is the Kentucky Housing Corporation.
Blandville The HUD funded Public Housing Agency that serves Blandville is the Kentucky Housing Corporation.
Kevil The HUD funded Public Housing Agency that serves Kevil is the Kentucky Housing Corporation.
La Center The HUD funded Public Housing Agency that serves La Center is the Kentucky Housing Corporation.
Lovelaceville The HUD funded Public Housing Agency that serves Lovelaceville is the Kentucky Housing Corporation.
Wickliffe The HUD funded Public Housing Agency that serves Wickliffe is the Kentucky Housing Corporation.