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Affordable Housing In Calvert City
Marshall County, Kentucky

3 Low Income Apartment Communities In Calvert City

Cox Manor Apartments

2 Cox Manor Dr
Calvert City, Kentucky
Elderly Supportive Housing

Hawthorne Apartments : Rental

1143 6th Ave
Calvert City, Kentucky

Calvert City Apts

594 Cedar St
Calvert City, Kentucky
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Housing Authorities that serve Calvert City

Housing Authority Programs
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Calvert City, Kentucky

There are 3 low income housing apartment communities offering 92 affordable apartments for rent in Calvert City, Kentucky.

Income Based Apartments in Calvert City, Kentucky

Calvert City features 86 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Calvert City, Kentucky

There are 6 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Calvert City.

Housing Choice Vouchers in Calvert City, Kentucky

On average, Section 8 Housing Choice vouchers pay Calvert City landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Calvert City.

The maximum amount a voucher would pay on behalf of a low-income tenant in Calvert City, Kentucky for a two-bedroom apartment is between $633 and $773.

2020 Calvert City, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $600 $618 $703 $876 $954
Payment Standard Range $540 to $660 $556 to $680 $633 to $773 $788 to $964 $859 to $1,049

Sourced from federal housing data and research.

Calvert City, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 92
Total Housing Units with Rental Assistance 86
Percentage of Housing Units Occupied By Renters 31.73%
Average Renter Household Size 2.57
Average Household Size 2.62
Median Household Income $42,604 ±$7,318
Median Rent $607 ±$83
Percentage Of Renters Overburdened 70.95% ± 17.71pp
Total Population 2,543

Population and Household Demographics

Calvert City is a city in Marshall County, Kentucky with a population of 2,543. There are 933 households in the city with an average household size of 2.62 persons. 31.73% of households in Calvert City are renters.

Income and Rent Overburden in Calvert City

The median gross income for households in Calvert City is $42,604 a year, or $3,550 a month. The median rent for the city is $607 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Calvert City, a household making less than $2,023 a month would be considered overburdened when renting an apartment at or above the median rent. 70.95% of households who rent are overburdened in Calvert City.

Area Median Income In Calvert City

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Calvert City, the AMI is calculated from all households within Marshall County.

In Calvert City, HUD calculates the Area Median Income for a family of four as $67,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Calvert City

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Calvert City

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,900 $17,240 $21,720 $26,200 $30,680 $35,160 $39,640 $43,650
50% of Median $23,150 $26,450 $29,750 $33,050 $35,700 $38,350 $41,000 $43,650
80% of Median $37,050 $42,350 $47,650 $52,900 $57,150 $61,400 $65,600 $69,850