Affordable Housing In Campbell County
Kentucky

22 Low Income Apartment Communities In Campbell County

Highland Village Apartments

515 Main Ave
Highland Heights, KY
Call For Rent
1-2 BR
55+
HCV Welcome

Canterbury House Apartments - Southgate

926 Ravine Cir
Southgate, KY
$642-1,126
1-3 BR
HCV Welcome

Saratoga Place Apartments I & II

798 Saratoga St
Newport, KY
Call For Rent
1 BR
55+
HCV Welcome

Two Rivers Apartments

411 Elm St
Newport, KY
62+
Accessible
Elderly Supportive Housing
Subsidized

Voa Orv - River Road, Inc

435 River Rd
Fort Thomas, KY
62+
Accessible
Elderly Supportive Housing
Subsidized

Newport Commons

726 Roberts St
Newport, KY
Accessible
Disabled Supportive Housing
Subsidized

Speers Court

901 5th Ave
Dayton, KY
Subsidized

Liberty Housing

741 Liberty St
Newport, KY
HCV Welcome

City Wide Housing

30 E 8th St
Newport, KY
HCV Welcome

Meadowview Apartments

532 Johns Hill Rd
Highland Heights, KY
HCV Welcome

Housing Authorities that serve Campbell County

Housing Authority Programs
PinevilleBell County Community Dev Agency Section 8 Housing Choice Voucher (HCV)
Campbell County Department of Housing Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Campbell County

Housing Authority Programs
Neighborhood Foundations Section 8 Housing Choice Voucher (HCV); Public Housing
Housing Authority of Dayton Public Housing

Guide To Affordable Housing in Campbell County, Kentucky

According to federal housing data and AffordableHousingOnline.com research, there are 22 low income housing apartment communities offering 1,675 affordable apartments for rent in Campbell County, Kentucky. Campbell County features 779 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 896 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Campbell County.

Campbell County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 22
Total Low Income Apartments 1,675
Total Housing Units with Rental Assistance 779
Percentage of Housing Units Occupied By Renters 31.31%
Average Renter Household Size 2.25
Average Household Size 2.49
Median Household Income $54,621 ±$1,722
Median Rent $748 ±$24
Percentage Of Renters Overburdened 42.33% ± 3.67pp
Total Population 91,475

Population and Household Demographics

Campbell County is a County in Kentucky with a population of 91,475. There are 35,477 households in the county with an average household size of 2.49 persons. 31.31% of households in Campbell County are renters.

Income and Rent Overburden in Campbell County

The median gross income for households in Campbell County is $54,621 a year, or $4,552 a month. The median rent for the county is $748 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Campbell County, a household making less than $2,493 a month would be considered overburdened when renting an apartment at or above the median rent. 42.33% of households who rent are overburdened in Campbell County.1

Area Median Income In Campbell County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Campbell County, HUD calculates the Area Median Income for a family of four as $81,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Campbell County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Campbell County HUD Rental Assistance in Campbell County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $17,100 $19,550 $22,000 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $28,500 $32,550 $36,600 $40,650 $43,950 $47,200 $50,450 $53,700
80% of Median $45,550 $52,050 $58,550 $65,050 $70,300 $75,500 $80,700 $85,900
Low Income Housing Tax Credits in Campbell County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1990 to 2009, 12 low income apartment communities containing 789 rental apartments have been constructed and made affordable to low income persons in Campbell County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Campbell County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $28,500 $32,550 $36,600 $40,650 $43,950 $47,200 $50,450 $53,700
60% of Median $34,200 $39,060 $43,920 $48,780 $52,740 $56,640 $60,540 $64,440

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Campbell County is $43,920 a year, or $3,660 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,660 by 30% to get a maximum rent of $1,098 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $713 $763 $915 $1,058 $1,180 $1,302
60% $855 $916 $1,098 $1,269 $1,416 $1,562
Fair Market Rents in Campbell County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$568 $658 $865 $1,185 $1,362

Cities In Campbell County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Newport 12 The HUD funded Public Housing Agencies that serve Newport are the Neighborhood Foundations and PinevilleBell County Community Dev Agency.
Alexandria 0 The HUD funded Public Housing Agencies that serve Alexandria are the PinevilleBell County Community Dev Agency and Campbell County Department of Housing.
Dayton 2 The HUD funded Public Housing Agencies that serve Dayton are the Housing Authority of Dayton, PinevilleBell County Community Dev Agency and Campbell County Department of Housing.
Fort Thomas 2 The HUD funded Public Housing Agencies that serve Fort Thomas are the Neighborhood Foundations, PinevilleBell County Community Dev Agency and Campbell County Department of Housing.
Bellevue 1 The HUD funded Public Housing Agencies that serve Bellevue are the Neighborhood Foundations, PinevilleBell County Community Dev Agency and Campbell County Department of Housing.
Southgate 1 The HUD funded Public Housing Agencies that serve Southgate are the PinevilleBell County Community Dev Agency and Campbell County Department of Housing.
Highland Heights 2 The HUD funded Public Housing Agency that serves Highland Heights is the Campbell County Department of Housing.
Cold Spring 1 The HUD funded Public Housing Agency that serves Cold Spring is the Campbell County Department of Housing.
Wilder 1 The HUD funded Public Housing Agency that serves Wilder is the Campbell County Department of Housing.
Claryville 0 The HUD funded Public Housing Agency that serves Claryville is the Campbell County Department of Housing.
Crestview 0 The HUD funded Public Housing Agency that serves Crestview is the Campbell County Department of Housing.
Melbourne 0 The HUD funded Public Housing Agency that serves Melbourne is the Campbell County Department of Housing.
Mentor 0 The HUD funded Public Housing Agency that serves Mentor is the Campbell County Department of Housing.
Silver Grove 0 The HUD funded Public Housing Agency that serves Silver Grove is the Campbell County Department of Housing.
Woodlawn 0 The HUD funded Public Housing Agency that serves Woodlawn is the Campbell County Department of Housing.
California 0 The HUD funded Public Housing Agency that serves California is the Campbell County Department of Housing.