Affordable Housing In Clay County
Kentucky

8 Low Income Apartment Communities In Clay County

Cedar Crag Terrace

429 Memorial Dr
Manchester, Kentucky
Subsidized
62+
Accessible
Elderly Supportive Housing

Beech Creek Apartments

280 Beech Creek Ct Apt Rd
Manchester, Kentucky
Subsidized

Manchester Heights

17 Phillips Hill Dr
Manchester, Kentucky
Subsidized

Church Street Apartments

30 Church St
Manchester, Kentucky

Mountain View Hghts

400 Mountain View Apt
Manchester, Kentucky

Mountain View Heights Apartments

PO Box 271
Manchester, Kentucky

Nichols Heights

298 Town Branch Rd
Manchester, Kentucky

Town Branch Apts

601 Town Branch Rd.
Manchester, Kentucky
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Section 8 Vouchers, Apartments, and Waiting Lists in Clay County, Kentucky

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Clay County, Kentucky

Housing Authority Programs
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Clay County, Kentucky

There are 8 low income housing apartment communities offering 419 affordable apartments for rent in Clay County, Kentucky.

Income Based Apartments in Clay County, Kentucky

Clay County features 251 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Clay County, Kentucky

There are 168 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Clay County.

Housing Choice Vouchers in Clay County, Kentucky

On average, Section 8 Housing Choice vouchers pay Clay County landlords $700 per month towards rent. The average voucher holder contributes $200 towards rent in Clay County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Clay County, Kentucky for a two-bedroom apartment is between $607 and $741.

2022 Clay County, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Clay County, Kentucky Fair Market Rent $525 $528 $674 $957 $1,154
Clay County, Kentucky Payment Standard Range $473 to $578 $475 to $581 $607 to $741 $861 to $1,053 $1,039 to $1,269

Sourced from federal housing data and AffordableHousingOnline.com research.

Clay County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 8
Total Low Income Apartments 419
Total Housing Units with Rental Assistance 251
Percentage of Housing Units Occupied By Renters 25.87%
Average Renter Household Size 2.48
Average Household Size 2.53
Median Household Income $21,549 ±$1,892
Median Rent $473 ±$36
Percentage Of Renters Overburdened 42.98% ± 7.04pp
Total Population 21,300

Population and Household Demographics

Clay County is a county in Kentucky with a population of 21,300. There are 7,707 households in the county with an average household size of 2.53 persons. 25.87% of households in Clay County are renters.

Income and Rent Overburden in Clay County

The median gross income for households in Clay County is $21,549 a year, or $1,796 a month. The median rent for the county is $473 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Clay County, a household making less than $1,577 a month would be considered overburdened when renting an apartment at or above the median rent. 42.98% of households who rent are overburdened in Clay County.

Area Median Income In Clay County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Clay County, HUD calculates the Area Median Income for a family of four as $35,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Clay County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Clay County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Clay County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$12,880 $17,420 $21,960 $26,500 $29,350 $31,500 $33,700 $35,850
50% AMI Income Limits
Renters earning up to 50% of the Clay County AMI may qualify for rental assistance programs that target Very Low Income households.
$19,050 $21,750 $24,450 $27,150 $29,350 $31,500 $33,700 $35,850
80% AMI Income Limits
Renters earning up to 80% of the Clay County AMI may qualify for rental assistance programs that target Low Income households.
$30,450 $34,800 $39,150 $43,450 $46,950 $50,450 $53,900 $57,400

Cities In Clay County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Manchester The HUD funded Public Housing Agencies that serve Manchester are the Housing Authority of Manchester and Kentucky Housing Corporation.
Oneida The HUD funded Public Housing Agency that serves Oneida is the Kentucky Housing Corporation.