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Affordable Housing In Garrard County

3 Low Income Apartment Communities In Garrard County

Lancaster Estates

220 Marksbury Ave
Lancaster, Kentucky
Call For Rent
1-3 BR
Accepts Vouchers

Village Square Apartments

202 Doty Ln
Lancaster, Kentucky

Kengarlan S - D

107 Kinnaird Ave
Lancaster, Kentucky
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Housing Authorities that serve Garrard County

Housing Authority Programs
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Garrard County

Housing Authority Programs
Housing Authority of Lancaster Public Housing

Guide To Affordable Housing in Garrard County, Kentucky

There are 3 low income housing apartment communities offering 169 affordable apartments for rent in Garrard County, Kentucky.

Income Based Apartments in Garrard County, Kentucky

Garrard County features 169 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Garrard County, Kentucky

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Garrard County.

Housing Choice Vouchers in Garrard County, Kentucky

On average, Section 8 Housing Choice vouchers pay Garrard County landlords $700 per month towards rent. The average voucher holder contributes $300 towards rent in Garrard County.

Sourced from federal housing data and research.

Garrard County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 169
Total Housing Units with Rental Assistance 169
Percentage of Housing Units Occupied By Renters 23.35%
Average Renter Household Size 2.78
Average Household Size 2.55
Median Household Income $44,243 ±$2,240
Median Rent $630 ±$38
Percentage Of Renters Overburdened 44.55% ± 8.03pp
Total Population 16,976

Population and Household Demographics

Garrard County is a County in Kentucky with a population of 16,976. There are 6,594 households in the county with an average household size of 2.55 persons. 23.35% of households in Garrard County are renters.

Income and Rent Overburden in Garrard County

The median gross income for households in Garrard County is $44,243 a year, or $3,687 a month. The median rent for the county is $630 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Garrard County, a household making less than $2,100 a month would be considered overburdened when renting an apartment at or above the median rent. 44.55% of households who rent are overburdened in Garrard County.1

Area Median Income In Garrard County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Garrard County, HUD calculates the Area Median Income for a family of four as $59,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Garrard County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Garrard County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,550 $16,910 $21,330 $25,750 $30,170 $34,590 $37,050 $39,450
50% of Median $20,900 $23,900 $26,900 $29,850 $32,250 $34,650 $37,050 $39,450
80% of Median $33,450 $38,200 $43,000 $47,750 $51,600 $55,400 $59,250 $63,050

Cities In Garrard County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Lancaster 3 The HUD funded Public Housing Agencies that serve Lancaster are the Housing Authority of Lancaster and Kentucky Housing Corporation.