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Affordable Housing In Horse Cave
Hart County, Kentucky

4 Low Income Apartment Communities In Horse Cave

Hartland Green

315 Harper Drive
Horse Cave, Kentucky
Call For Rent
1-2 BR
Accepts Vouchers

Greenwood Apartments

300 W Main Street
Horse Cave, Kentucky
Call For Rent
1-3 BR
Accepts Vouchers

Bridlewood Terrace Apartments

312 Harper Dr
Horse Cave, Kentucky

George G Wilson Manor

150 McFerran St
Horse Cave, Kentucky
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Housing Authorities that serve Horse Cave

Housing Authority Programs
Housing Authority of Horse Cave Public Housing
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Horse Cave, Kentucky

There are 4 low income housing apartment communities offering 180 affordable apartments for rent in Horse Cave, Kentucky.

Income Based Apartments in Horse Cave, Kentucky

Horse Cave features 156 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Horse Cave, Kentucky

There are 24 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Horse Cave.

Housing Choice Vouchers in Horse Cave, Kentucky

On average, Section 8 Housing Choice vouchers pay Horse Cave landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Horse Cave.

The maximum amount a voucher would pay on behalf of a low-income tenant in Horse Cave, Kentucky for a two-bedroom apartment is between $568 and $694.

2020 Horse Cave, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $494 $497 $631 $845 $1,024
Payment Standard Range $445 to $543 $447 to $547 $568 to $694 $761 to $930 $922 to $1,126

Sourced from federal housing data and research.

Horse Cave, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 4
Total Low Income Apartments 180
Total Housing Units with Rental Assistance 156
Percentage of Housing Units Occupied By Renters 50.33%
Average Renter Household Size 2.30
Average Household Size 2.33
Median Household Income $24,167 ±$6,129
Median Rent $440 ±$62
Percentage Of Renters Overburdened 51.74% ± 12.22pp
Total Population 2,238

Population and Household Demographics

Horse Cave is a city in Hart County, Kentucky with a population of 2,238. There are 914 households in the city with an average household size of 2.33 persons. 50.33% of households in Horse Cave are renters.

Income and Rent Overburden in Horse Cave

The median gross income for households in Horse Cave is $24,167 a year, or $2,014 a month. The median rent for the city is $440 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Horse Cave, a household making less than $1,467 a month would be considered overburdened when renting an apartment at or above the median rent. 51.74% of households who rent are overburdened in Horse Cave.

Area Median Income In Horse Cave

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Horse Cave, the AMI is calculated from all households within Hart County.

In Horse Cave, HUD calculates the Area Median Income for a family of four as $48,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Horse Cave

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Horse Cave

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,760 $17,240 $21,720 $26,200 $28,850 $31,000 $33,150 $35,250
50% of Median $18,700 $21,400 $24,050 $26,700 $28,850 $31,000 $33,150 $35,250
80% of Median $29,900 $34,200 $38,450 $42,700 $46,150 $49,550 $52,950 $56,400