Jackson, Kentucky Affordable Housing

Affordable Housing programs support 72 income based apartments in Jackson where households pay rent based on how much they earn.

There are 102 affordable apartments in Jackson that offer reduced rents to low-income households.

Waiting Lists in Jackson, Kentucky

There are no open Section 8 Housing Choice Voucher waiting lists in Jackson. Go to the Kentucky Section 8 Waiting Lists page for openings near Jackson.

Rose Building Independent Living

351 Broadway St
Jackson, Kentucky

Northpoint Apartments

49 N Point Ave
Jackson, Kentucky

Kings Ridge Apartments

56 Kings Ridge Rd
Jackson, Kentucky

Mulberry Housing

PO Box 794
Jackson, Kentucky

Pelfrey Courts

400 Railroad St
Jackson, Kentucky

Prince Hollow Apts

125 Kings Ridge Rd
Jackson, Kentucky
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Public Housing Agencies Serving Jackson, Kentucky

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Waiting lists for project-based assistance, like the Public Housing program, are open:

Housing Authority Programs
Housing Authority of Jackson Public Housing
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)
Go to the Kentucky Public Housing and Low-Income Apartments Waiting Lists page for openings near Jackson.

Jackson, Kentucky Affordable Housing Data

Income Based Apartments in Jackson, Kentucky

Jackson features 72 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Jackson, Kentucky

There are 102 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Jackson.

Housing Choice Vouchers in Jackson, Kentucky

On average, Section 8 Housing Choice vouchers pay Jackson landlords $500 per month towards rent. The average voucher holder contributes $200 towards rent in Jackson.

The maximum amount a voucher would pay on behalf of a low-income tenant in Jackson, Kentucky for a two-bedroom apartment is between $668 and $816.

2023 Jackson, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Jackson, Kentucky Fair Market Rent $538 $609 $742 $903 $999
Jackson, Kentucky Payment Standard Range $484 to $592 $548 to $670 $668 to $816 $813 to $993 $899 to $1,099

Sourced from federal housing data and AffordableHousingOnline.com research.

Jackson, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 7
Total Low Income Apartments 174
Total Housing Units with Rental Assistance 72
Percentage of Housing Units Occupied By Renters 44.62%
Average Renter Household Size 2.01
Average Household Size 2.21
Median Household Income $25,217 ±$2,688
Median Rent $407 ±$121
Percentage Of Renters Overburdened 36.82% ± 9.73pp
Total Population 2,079

Population and Household Demographics

Jackson is a city in Breathitt County, Kentucky with a population of 2,079. There are 901 households in the city with an average household size of 2.21 persons. 44.62% of households in Jackson are renters.

Income and Rent Overburden in Jackson

The median gross income for households in Jackson is $25,217 a year, or $2,101 a month. The median rent for the city is $407 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Jackson, a household making less than $1,357 a month would be considered overburdened when renting an apartment at or above the median rent. 36.82% of households who rent are overburdened in Jackson.

Area Median Income In Jackson

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Jackson, the AMI is calculated from all households within Breathitt County.

In Jackson, HUD calculates the Area Median Income for a family of four as $41,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Jackson

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Jackson

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Jackson AMI may qualify for rental assistance programs that target Extremely Low Income households.
$13,590 $18,310 $23,030 $27,750 $32,470 $35,250 $37,650 $40,100
50% AMI Income Limits
Renters earning up to 50% of the Jackson AMI may qualify for rental assistance programs that target Very Low Income households.
$21,250 $24,300 $27,350 $30,350 $32,800 $35,250 $37,650 $40,100
80% AMI Income Limits
Renters earning up to 80% of the Jackson AMI may qualify for rental assistance programs that target Low Income households.
$34,000 $38,850 $43,700 $48,550 $52,450 $56,350 $60,250 $64,100