Affordable Housing In Livingston County
Kentucky

2 Low Income Apartment Communities In Livingston County

Cumberland View Apartments

504 Rudd St
Smithland, KY
62+
Accessible
Elderly Supportive Housing
Subsidized

Agape Project - Livingston

187 Jennings Rd
Grand Rivers, KY
HCV Welcome
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There are 2 low income housing apartment complexes which contain 18 affordable apartments for rent in Livingston County. Many of these rental apartments are income based housing with 12 apartments that set rent based on your income. In Livingston County, HUD housing programs support 0 rental assistance apartments through programs like Project-based Section 8. There are 6 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Livingston County

Housing Authority Programs
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Livingston County, Kentucky

Livingston County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 2
Total Low Income Apartments 18
Total Rent Assisted Apartments 12
Percentage of Housing Units Occupied By Renters 20.78%
Average Renter Household Size 2.29
Total Population 9,394
Housing Units 3,826
Average Household Size 2.44
Median Household Income $42,171 ±$4,811
Median Rent $607 ±$102
Percentage Of Renters Overburdened 26.54% ± 8.6pp

Population and Household Demographics

Livingston County is a County in Kentucky with a population of 9,394. There are 3,826 households in the county with an average household size of 2.44 persons. 20.78% of households in Livingston County are renters.

Income and Rent Overburden in Livingston County

The median gross income for households in Livingston County is $42,171 a year, or $3,514 a month. The median rent for the county is $607 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Livingston County, a household making less than $2,023 a month would be considered overburdened when renting an apartment at or above the median rent. 26.54% of households who rent are overburdened in Livingston County.1

Area Median Income In Livingston County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Livingston County, HUD calculates the Area Median Income for a family of four as $56,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Livingston County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Livingston County HUD Rental Assistance in Livingston County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,750 $30,170 $32,850 $35,100 $37,400
50% of Median $19,850 $22,650 $25,500 $28,300 $30,600 $32,850 $35,100 $37,400
80% of Median $31,750 $36,250 $40,800 $45,300 $48,950 $52,550 $56,200 $59,800
Low Income Housing Tax Credits in Livingston County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1996 to 1996, 1 low income apartment communities containing 6 rental apartments have been constructed and made affordable to low income persons in Livingston County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Livingston County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $19,850 $22,650 $25,500 $28,300 $30,600 $32,850 $35,100 $37,400
60% of Median $23,820 $27,180 $30,600 $33,960 $36,720 $39,420 $42,120 $44,880

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Livingston County is $30,600 a year, or $2,550 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,550 by 30% to get a maximum rent of $765 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $496 $531 $638 $736 $821 $906
60% $596 $638 $765 $884 $986 $1,088
Fair Market Rents in Livingston County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$443 $508 $618 $840 $843

Cities In Livingston County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Smithland 1 The HUD funded Public Housing Agency that serves Smithland is the Kentucky Housing Corporation.
Salem 0 The HUD funded Public Housing Agency that serves Salem is the Kentucky Housing Corporation.
Grand Rivers 1 The HUD funded Public Housing Agency that serves Grand Rivers is the Kentucky Housing Corporation.
Carrsville 0 The HUD funded Public Housing Agency that serves Carrsville is the Kentucky Housing Corporation.
Ledbetter 0 The HUD funded Public Housing Agency that serves Ledbetter is the Kentucky Housing Corporation.
Burna 0 The HUD funded Public Housing Agency that serves Burna is the Kentucky Housing Corporation.