Affordable Housing In London
Laurel County, Kentucky

18 Low Income Apartment Communities In London

Arlington Greene

100 Arlington Greene
London, Kentucky
1-4 BR

Cedar Lane II

417 Spring St
London, Kentucky
Call For Rent
1 BR

Cedar Lane II Apartments

415 Spring St
London, Kentucky

Laurel Square Apartments

117 W Carter Rd
London, Kentucky
Call For Rent
1-3 BR

Wildwood Apartments

1001 Wildwood Apartment
London, Kentucky

Carnaby Square Apartments

825 S Main St
London, Kentucky

London Apartments

135 Little Dr
London, Kentucky

Arlington Greene

Arlington Greene
London, Kentucky

County Farm Apartments

113 Mitchell Creek Rd
London, Kentucky

Emma Estates

108 County Farm Rd
London, Kentucky

Section 8 Vouchers, Apartments, and Waiting Lists in London, Kentucky

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving London, Kentucky

Housing Authority Programs
Housing Authority of London Public Housing
Laurel County Section 8 Housing Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in London, Kentucky

There are 18 low income housing apartment communities offering 775 affordable apartments for rent in London, Kentucky.

Income Based Apartments in London, Kentucky

London features 381 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in London, Kentucky

There are 394 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in London.

Housing Choice Vouchers in London, Kentucky

On average, Section 8 Housing Choice vouchers pay London landlords $300 per month towards rent. The average voucher holder contributes $300 towards rent in London.

The maximum amount a voucher would pay on behalf of a low-income tenant in London, Kentucky for a two-bedroom apartment is between $613 and $749.

2022 London, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
London, Kentucky Fair Market Rent $521 $555 $681 $892 $939
London, Kentucky Payment Standard Range $469 to $573 $500 to $611 $613 to $749 $803 to $981 $845 to $1,033

Sourced from federal housing data and research.

London, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 18
Total Low Income Apartments 775
Total Housing Units with Rental Assistance 381
Percentage of Housing Units Occupied By Renters 57.18%
Average Renter Household Size 2.16
Average Household Size 2.20
Median Household Income $31,178 ±$4,030
Median Rent $550 ±$36
Percentage Of Renters Overburdened 37.47% ± 9.13pp
Total Population 8,090

Population and Household Demographics

London is a city in Laurel County, Kentucky with a population of 8,090. There are 3,393 households in the city with an average household size of 2.20 persons. 57.18% of households in London are renters.

Income and Rent Overburden in London

The median gross income for households in London is $31,178 a year, or $2,598 a month. The median rent for the city is $550 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In London, a household making less than $1,833 a month would be considered overburdened when renting an apartment at or above the median rent. 37.47% of households who rent are overburdened in London.

Area Median Income In London

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For London, the AMI is calculated from all households within Laurel County.

In London, HUD calculates the Area Median Income for a family of four as $49,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in London

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in London

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the London AMI may qualify for rental assistance programs that target Extremely Low Income households.
$12,880 $17,420 $21,960 $26,500 $29,350 $31,500 $33,700 $35,850
50% AMI Income Limits
Renters earning up to 50% of the London AMI may qualify for rental assistance programs that target Very Low Income households.
$19,050 $21,750 $24,450 $27,150 $29,350 $31,500 $33,700 $35,850
80% AMI Income Limits
Renters earning up to 80% of the London AMI may qualify for rental assistance programs that target Low Income households.
$30,450 $34,800 $39,150 $43,450 $46,950 $50,450 $53,900 $57,400