Affordable Housing In McCracken County
Kentucky

17 Low Income Apartment Communities In McCracken County

Lone Oak Manor Apartments

650 College Ave
Paducah, Kentucky
Call For Rent
1-3 BR

Fernwood Homes

710 Lone Oak Rd
Paducah, Kentucky
Income Based
2 BR

Riverwood Group Home

421 S 9th St
Paducah, Kentucky
Subsidized
62+
Accessible
Elderly Supportive Housing

Whittier Apartments

1301 N 13th St
Paducah, Kentucky
Subsidized

Irvin Cobb Apartments

600 Broadway St
Paducah, Kentucky
Subsidized

Jackson House

301 S 9th St
Paducah, Kentucky
Subsidized

Mcauley Manor

631 McAuley Dr
Paducah, Kentucky
Subsidized
62+
Accessible
Elderly Supportive Housing

W B Sanders Retirement Center

820 Washington St
Paducah, Kentucky
Subsidized
62+
Accessible
Elderly Supportive Housing

Paducah Highland Terrace

1110 Old North Friendship Rd
Paducah, Kentucky
Subsidized

Dudley Court Apartments

801 McGuire Ave
Paducah, Kentucky
Subsidized

Section 8 Vouchers, Apartments, and Waiting Lists in McCracken County, Kentucky

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving McCracken County, Kentucky

Housing Authority Programs
Housing Authority of Paducah - Section 8 Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in McCracken County, Kentucky

There are 17 low income housing apartment communities offering 1,787 affordable apartments for rent in McCracken County, Kentucky.

Income Based Apartments in McCracken County, Kentucky

McCracken County features 1,649 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in McCracken County, Kentucky

There are 62 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in McCracken County.

Housing Choice Vouchers in McCracken County, Kentucky

On average, Section 8 Housing Choice vouchers pay McCracken County landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in McCracken County.

The maximum amount a voucher would pay on behalf of a low-income tenant in McCracken County, Kentucky for a two-bedroom apartment is between $726 and $888.

2022 McCracken County, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
McCracken County, Kentucky Fair Market Rent $577 $613 $807 $999 $1,094
McCracken County, Kentucky Payment Standard Range $519 to $635 $552 to $674 $726 to $888 $899 to $1,099 $985 to $1,203

Sourced from federal housing data and AffordableHousingOnline.com research.

McCracken County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 17
Total Low Income Apartments 1,787
Total Housing Units with Rental Assistance 1,649
Percentage of Housing Units Occupied By Renters 32.72%
Average Renter Household Size 2.06
Average Household Size 2.33
Median Household Income $44,067 ±$2,174
Median Rent $604 ±$20
Percentage Of Renters Overburdened 40.56% ± 4.01pp
Total Population 65,408

Population and Household Demographics

McCracken County is a county in Kentucky with a population of 65,408. There are 27,514 households in the county with an average household size of 2.33 persons. 32.72% of households in McCracken County are renters.

Income and Rent Overburden in McCracken County

The median gross income for households in McCracken County is $44,067 a year, or $3,672 a month. The median rent for the county is $604 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In McCracken County, a household making less than $2,013 a month would be considered overburdened when renting an apartment at or above the median rent. 40.56% of households who rent are overburdened in McCracken County.

Area Median Income In McCracken County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In McCracken County, HUD calculates the Area Median Income for a family of four as $63,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in McCracken County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in McCracken County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the McCracken County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$13,400 $17,420 $21,960 $26,500 $31,040 $35,580 $39,450 $42,000
50% AMI Income Limits
Renters earning up to 50% of the McCracken County AMI may qualify for rental assistance programs that target Very Low Income households.
$22,300 $25,450 $28,650 $31,800 $34,350 $36,900 $39,450 $42,000
80% AMI Income Limits
Renters earning up to 80% of the McCracken County AMI may qualify for rental assistance programs that target Low Income households.
$35,650 $40,750 $45,850 $50,900 $55,000 $59,050 $63,150 $67,200

Cities In McCracken County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Farley The HUD funded Public Housing Agency that serves Farley is the Housing Authority of Paducah - Section 8.
Hendron The HUD funded Public Housing Agency that serves Hendron is the Housing Authority of Paducah - Section 8.
Massac The HUD funded Public Housing Agency that serves Massac is the Housing Authority of Paducah - Section 8.
Paducah The HUD funded Public Housing Agencies that serve Paducah are the Housing Authority of Paducah - Public Housing and Housing Authority of Paducah - Section 8.
Reidland The HUD funded Public Housing Agency that serves Reidland is the Housing Authority of Paducah - Section 8.