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Affordable Housing In Mercer County

6 Low Income Apartment Communities In Mercer County

Belmont Court Apartments

633 Belmont Street
Harrodsburg, Kentucky
Call For Rent
1-3 BR
Accepts Vouchers


517 W Office St
Harrodsburg, Kentucky

Berkshire Apts

830 North College St
Harrodsburg, Kentucky

Cardinal Meadows C/O Winterwood Inc

851 South College St
Harrodsburg, Kentucky

Berkshire Apts #2

830 North College St
Harrodsburg, Kentucky

Cypress Hill Apts

445 East Factory
Harrodsburg, Kentucky
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Housing Authorities that serve Mercer County

Housing Authority Programs
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Mercer County, Kentucky

There are 6 low income housing apartment communities offering 365 affordable apartments for rent in Mercer County, Kentucky.

Income Based Apartments in Mercer County, Kentucky

Mercer County features 238 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Mercer County, Kentucky

There are 127 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Mercer County.

Housing Choice Vouchers in Mercer County, Kentucky

On average, Section 8 Housing Choice vouchers pay Mercer County landlords $700 per month towards rent. The average voucher holder contributes $300 towards rent in Mercer County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Mercer County, Kentucky for a two-bedroom apartment is between $595 and $727.

2020 Mercer County, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $470 $502 $661 $905 $1,161
Payment Standard Range $423 to $517 $452 to $552 $595 to $727 $815 to $996 $1,045 to $1,277

Sourced from federal housing data and research.

Mercer County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 6
Total Low Income Apartments 365
Total Housing Units with Rental Assistance 238
Percentage of Housing Units Occupied By Renters 28.65%
Average Renter Household Size 2.45
Average Household Size 2.40
Median Household Income $42,083 ±$4,083
Median Rent $580 ±$21
Percentage Of Renters Overburdened 45.89% ± 7.23pp
Total Population 21,342

Population and Household Demographics

Mercer County is a county in Kentucky with a population of 21,342. There are 8,824 households in the county with an average household size of 2.40 persons. 28.65% of households in Mercer County are renters.

Income and Rent Overburden in Mercer County

The median gross income for households in Mercer County is $42,083 a year, or $3,507 a month. The median rent for the county is $580 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Mercer County, a household making less than $1,933 a month would be considered overburdened when renting an apartment at or above the median rent. 45.89% of households who rent are overburdened in Mercer County.

Area Median Income In Mercer County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Mercer County, HUD calculates the Area Median Income for a family of four as $66,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Mercer County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Mercer County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,900 $17,240 $21,720 $26,200 $30,680 $35,160 $39,640 $43,600
50% of Median $23,100 $26,400 $29,700 $33,000 $35,650 $38,300 $40,950 $43,600
80% of Median $37,000 $42,250 $47,550 $52,800 $57,050 $61,250 $65,500 $69,700

Cities In Mercer County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Burgin The HUD funded Public Housing Agency that serves Burgin is the Kentucky Housing Corporation.
Harrodsburg The HUD funded Public Housing Agencies that serve Harrodsburg are the Housing Authority of Harrodsburg and Kentucky Housing Corporation.
Salvisa The HUD funded Public Housing Agency that serves Salvisa is the Kentucky Housing Corporation.