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Affordable Housing In Morgan County

5 Low Income Apartment Communities In Morgan County

Oak Ridge Apartments

915 Liberty Rd
West Liberty, Kentucky

West Liberty Family Apartments

1590 W Main Street
West Liberty, Kentucky
Accepts Vouchers

Frederick Place Apartments

100 Liberty Heights Ct
West Liberty, Kentucky

Wells Hill Apartments

1000 Wells Hill Rd
West Liberty, Kentucky
Accepts Vouchers

Wells Hill Apartments

939 Liberty Rd
West Liberty, Kentucky
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Housing Authorities that serve Morgan County

Housing Authority Programs
Kentucky Housing Corporation Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Morgan County, Kentucky

There are 5 low income housing apartment communities offering 132 affordable apartments for rent in Morgan County, Kentucky.

Income Based Apartments in Morgan County, Kentucky

Morgan County features 80 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Morgan County, Kentucky

There are 52 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Morgan County.

Housing Choice Vouchers in Morgan County, Kentucky

On average, Section 8 Housing Choice vouchers pay Morgan County landlords $700 per month towards rent. The average voucher holder contributes $300 towards rent in Morgan County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Morgan County, Kentucky for a two-bedroom apartment is between $568 and $694.

2020 Morgan County, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $448 $554 $631 $816 $855
Payment Standard Range $403 to $493 $499 to $609 $568 to $694 $734 to $898 $770 to $941

Sourced from federal housing data and research.

Morgan County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 132
Total Housing Units with Rental Assistance 80
Percentage of Housing Units Occupied By Renters 25.58%
Average Renter Household Size 2.32
Average Household Size 2.45
Median Household Income $29,707 ±$2,980
Median Rent $504 ±$26
Percentage Of Renters Overburdened 38.13% ± 7.26pp
Total Population 13,428

Population and Household Demographics

Morgan County is a county in Kentucky with a population of 13,428. There are 4,808 households in the county with an average household size of 2.45 persons. 25.58% of households in Morgan County are renters.

Income and Rent Overburden in Morgan County

The median gross income for households in Morgan County is $29,707 a year, or $2,476 a month. The median rent for the county is $504 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Morgan County, a household making less than $1,680 a month would be considered overburdened when renting an apartment at or above the median rent. 38.13% of households who rent are overburdened in Morgan County.

Area Median Income In Morgan County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Morgan County, HUD calculates the Area Median Income for a family of four as $43,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Morgan County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Morgan County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,760 $17,240 $21,720 $26,200 $28,850 $31,000 $33,150 $35,250
50% of Median $18,700 $21,400 $24,050 $26,700 $28,850 $31,000 $33,150 $35,250
80% of Median $29,900 $34,200 $38,450 $42,700 $46,150 $49,550 $52,950 $56,400

Cities In Morgan County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Ezel The HUD funded Public Housing Agency that serves Ezel is the Kentucky Housing Corporation.
West Liberty The HUD funded Public Housing Agency that serves West Liberty is the Kentucky Housing Corporation.