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Main Cross Apartments

8 E Main St, Mount Sterling, Kentucky 40353

Main Cross Apartments are conveniently located in the heart of historic downtown Mount Sterling, Kentucky, within walking distance to store front restaurants, a grocery store, City Hall, the courthouse, a post office, the civic center, banks and utility companies (water & electric).

Main Cross features one-bedroom/one-bath and two-bedroom/one bath units, including apartments for sight-, hearing- and mobility-impaired residents. Water, sewer, sanitation, and gas are included in the rent.

Contact Main Cross Apartments

Units

Unit (Bd/Ba)	Ft²	Rent
1 Bedroom (1/1)	-	Call for Price
2 Bedroom (2/1)	-	Call for Price

Main Cross Apartments Details

51 one and two bedroom units.
Water and Sewer utilities included in rent
Low-Income Housing Tax Credit (LIHTC)

Property Amenities

Fitness Center
BBQ/Picnic Area
Community Room
Laundry Facilities

Unit Amenities

Central Air
Carpet
Refrigerator
Blinds

Low-Income Housing Tax Credit (LIHTC)

Since this property has received funding in part through the Low Income Housing Tax Credit (LIHTC) program, a certain number of units are set aside for lower income households. Households must earn either less than 50% or 60% of the area median income (depending on the set-aside option chosen by the property owner) to qualify for these units. Rents in these units are capped at a maximum of 30% of the set-aside area median income (adjusted for unit size). Some rental units in this property may not be subject to LIHTC and therefore have higher rents and no maximum household income requirement.

Mount Sterling Low-Income Housing Tax Credit Income Limits

Generally, households earning up to the income limit in the table below for their household size are eligible for units participating in the Low-Income Housing Tax Credit program in Mount Sterling but actual income limits may differ for units at Main Cross Apartments.

AMI Band	1 Person	2 Person	3 Person	4 Person	5 Person	6 Person	7 Person	8 Person
Very Low Income (50%)	$19,450	$22,200	$25,000	$27,750	$30,000	$32,200	$34,450	$36,650
Low Income (60%)	$23,340	$26,640	$30,000	$33,300	$36,000	$38,640	$41,340	$43,980

Main Cross Apartments was built in part with financing obtained through the Low Income Housing Tax Credit (LIHTC) program. In addition to providing apartments for low-income households, this property could include some market rate units. Households earning 60% or less of the Area Median Income (AMI) qualify for targeted rental units in LIHTC financed housing. This property may also designate units for renters with even lower incomes, from 60% of AMI down to 30% AMI. It is even possible that all units have been set aside for those with extremely low incomes (as low as 15% of AMI). This means that the same size unit can rent for different amounts based on the income of the renter.

Figuring out income and rent limits for affordable housing can be complex especially when more than one federal program is involved. To know for sure if you qualify, you must contact the property directly. The amounts provided here should only be used as a basic guide.

Main Cross Apartments is managed by Community Housing Partners.